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Discovery Approval with a Secured Discovery

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Anonymous
Not applicable

Discovery Approval with a Secured Discovery

I have a Discover secured opened 6/13/17 that has not graduated as of last statement 9-18-20. 39 months old.

 

CL is maxed at $2500 and I do not carry a balance. Have several auto paid bills. At one time I was running around

5k per month and making multiple payments. Treated the account more like a checking account. 

 

I was 4506'ed by Discovery on 8/5/20 on my secured card. I was tempted to just close it. After long talk with SO I kept the account open

and complied with their request. Account was cleared.

 

Fast forward to 10/3/20. Tried the Discover prequal and was prequlified had to call in to verify ID app went to a pending status.

 

Get a call today on 10/5/20 and new card was approved and in route. Only a 4K toy limit. 

 

If other card does not graduate on next statement it goes to the shredder and account will be closed.

disco aproval.PNGdisco aproval.PNG

 

Message 1 of 10
9 REPLIES 9
TSlop
Valued Contributor

Re: Discovery Approval with a Secured Discovery

Congrats on your approval!

Message 2 of 10
gdale6
Moderator Emeritus

Re: Discovery Approval with a Secured Discovery

Grats on the unsecured!! I would move to close as you say so you can get your deposit back its not necessary with the new one.

Message 3 of 10
wambeezy
Frequent Contributor

Re: Discovery Approval with a Secured Discovery

Congrats on the approval and enjoy IT! 

Message 4 of 10
M_Smart007
Legendary Contributor

Re: Discovery Approval with a Secured Discovery

Congratulations on your Discover Approval..

Message 5 of 10
AllZero
Mega Contributor

Re: Discovery Approval with a Secured Discovery

Congratulations on your approval!

Message 6 of 10
cashorcharge
Community Leader
Super Contributor

Re: Discovery Approval with a Secured Discovery

Congratulations on your approval!
Enjoy that new card!

Message 7 of 10
Meanmchine
Super Contributor

Re: Discovery Approval with a Secured Discovery

Congrats on your new Disco card

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 8 of 10
CreditAggie
Community Leader
Super Contributor

Re: Discovery Approval with a Secured Discovery

Congratulations on your Discover approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 9 of 10
mrcraft
Valued Contributor

Re: Discovery Approval with a Secured Discovery

Congratulations on your approval!!



Message 10 of 10
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