cancel
Showing results for 
Search instead for 
Did you mean: 

Drive by night apping

macinjosh
Senior Contributor

Drive by night apping

So I did it again.

 

First is this:

 

Screen Shot 2019-03-26.jpg

As you can see, they didn't give me my SL. Called the automated system, and it told me, $4,500.

 

Then this:

 

Screen Shot 2019-03-26 2.png

 

Both were TU pulls. After the Paypal Credit yesterday, plus my Paypal Extras MC and Walmart MC, my total exposure to Synchrony Bank is $22,200.


Samsung Financing TD Bank $3,200


Message 1 of 21
20 REPLIES 20
Gmood1
Super Contributor

Re: Drive by night apping

Congrats Josh! I'd kick it into low gear on the Synchrony apps now. Their application system seems to like you a lot! Smiley Very Happy

 

Message 2 of 21
macinjosh
Senior Contributor

Re: Drive by night apping


@Gmood1 wrote:

Congrats Josh! I'd kick it into low gear on the Synchrony apps now. Their application system seems to like you a lot! Smiley Very Happy

 


And to think, a year ago I couldn't get approved for the Amazon store card to save my life. Now I have Paypal Credit, eBay MC, and Amazon Store Card.


Samsung Financing TD Bank $3,200


Message 3 of 21
tcbofade
Super Contributor

Re: Drive by night apping

Congrats!  Yay you!

 

....now stop....  Smiley Indifferent

07/01/23 Fico 8: EX 785, EQ 787, TU 788.
Fico 9: EX 763 05/22/23, EQ 775 06/03/23, TU No idea.

Zero percent financing is where the devil lives...
Message 4 of 21
bizarrocreditworld
Valued Contributor

Re: Drive by night apping

Congratulations on the new cards!

Like others have said, it would be best for you in the long run to not make any more apps with Synchrony for a while.
No credit news is good credit news!
Message 5 of 21
Creditbuilder36
Frequent Contributor

Re: Drive by night apping

Congratulations
Message 6 of 21
Anonymous
Not applicable

Re: Drive by night apping

Definitely congrats but that Sync exposure man... you’re brave exceeding your income so quickly by spree. 

 

I wonder how much CLI room these cards are gonna have?

 

I feel sorry for your AAoA though. 😱 

 

I have to say that you have made me want to take a spree with Sync now but I have my eyes on the large Amazon Store Card prize. 

 

Now you should probably go freeze all your credit bureaus... just sayin...You’ve added what, over $16,000 in new credit and CLIs? 😂 

Message 7 of 21
sghosh5
Valued Contributor

Re: Drive by night apping


@macinjosh wrote:

@Gmood1 wrote:

Congrats Josh! I'd kick it into low gear on the Synchrony apps now. Their application system seems to like you a lot! Smiley Very Happy

 


And to think, a year ago I couldn't get approved for the Amazon store card to save my life. Now I have Paypal Credit, eBay MC, and Amazon Store Card.


Congrats. Paypal credit is not synchrony though. Its Comenity as far as i knew.




Shell FCU : 5K
Message 8 of 21
Anonymous
Not applicable

Re: Drive by night apping


@sghosh5 wrote:

@macinjosh wrote:

@Gmood1 wrote:

Congrats Josh! I'd kick it into low gear on the Synchrony apps now. Their application system seems to like you a lot! Smiley Very Happy

 


And to think, a year ago I couldn't get approved for the Amazon store card to save my life. Now I have Paypal Credit, eBay MC, and Amazon Store Card.


Congrats. Paypal credit is not synchrony though. Its Comenity as far as i knew.


From the PayPal site: “PayPal Credit is subject to credit approval as determined by the lender, Synchrony Bank, and is available to US customers who are of legal age in their state of residence.”

 

It hasn’t been Comenity for awhile. 

Message 9 of 21
Marz2002
Senior Contributor

Re: Drive by night apping

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS @macinjosh and Welcome to the $20,000+ Synchrony family!!!

 

 

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 10 of 21
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.