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Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

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emptypockets
Valued Contributor

Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

I apped for the E Bates Visa Siggy last week, and got an instant approval. Has to call in to find out limit because they initially give you a temporary limit (1k). Card was approved for 5k. I was hoping for a higher limit, so I called in to Credit Solutions and was told I need to wait for the card to arrive to re-con the limit. I am hoping to get limit to 10-12k.

 

While on the phone, I asked for a CLI for my Walmart Discover which has been stuck at 7.5k for almost a year. Everytime I click the luv button online I get a message saying they can't grant  approval online, then I get a letter saying it exceeds the limit their policy allows. I asked for a CLI to 12k, and it was granted.

 

If I get the Ebates limit raised, I will cancel my Dillard's AMEX because I never use it. That will leave me with a 3 GECRB products: Lowe's, Wally Discover, and Ebates.


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 1 of 12
11 REPLIES 11
myjourney
Super Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)


@emptypockets wrote:

I apped for the E Bates Visa Siggy last week, and got an instant approval. Has to call in to find out limit because they initially give you a temporary limit (1k). Card was approved for 5k. I was hoping for a higher limit, so I called in to Credit Solutions and was told I need to wait for the card to arrive to re-con the limit. I am hoping to get limit to 10-12k.

 

While on the phone, I asked for a CLI for my Walmart Discover which has been stuck at 7.5k for almost a year. Everytime I click the luv button online I get a message saying they can't grant  approval online, then I get a letter saying it exceeds the limit their policy allows. I asked for a CLI to 12k, and it was granted.

 

If I get the Ebates limit raised, I will cancel my Dillard's AMEX because I never use it. That will leave me with a 3 GECRB products: Lowe's, Wally Discover, and Ebates.


Congrats WTG

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 12
gdale6
Moderator Emeritus

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

Congrats Smiley Happy

Message 3 of 12
-Wade-
Valued Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)


@emptypockets wrote:

I apped for the E Bates Visa Siggy last week, and got an instant approval. Has to call in to find out limit because they initially give you a temporary limit (1k). Card was approved for 5k. I was hoping for a higher limit, so I called in to Credit Solutions and was told I need to wait for the card to arrive to re-con the limit. I am hoping to get limit to 10-12k.

 

While on the phone, I asked for a CLI for my Walmart Discover which has been stuck at 7.5k for almost a year. Everytime I click the luv button online I get a message saying they can't grant  approval online, then I get a letter saying it exceeds the limit their policy allows. I asked for a CLI to 12k, and it was granted.

 

If I get the Ebates limit raised, I will cancel my Dillard's AMEX because I never use it. That will leave me with a 3 GECRB products: Lowe's, Wally Discover, and Ebates.


Congrats Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 4 of 12
alvon123
Super Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

congrats


Message 5 of 12
coldnmn
Mega Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 12
baller4life
Super Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

Congrats!!

Message 7 of 12
MsLadyRover
Valued Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Message 8 of 12
efranklin23
Valued Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)


@emptypockets wrote:

I apped for the E Bates Visa Siggy last week, and got an instant approval. Has to call in to find out limit because they initially give you a temporary limit (1k). Card was approved for 5k. I was hoping for a higher limit, so I called in to Credit Solutions and was told I need to wait for the card to arrive to re-con the limit. I am hoping to get limit to 10-12k.

 

While on the phone, I asked for a CLI for my Walmart Discover which has been stuck at 7.5k for almost a year. Everytime I click the luv button online I get a message saying they can't grant  approval online, then I get a letter saying it exceeds the limit their policy allows. I asked for a CLI to 12k, and it was granted.

 

If I get the Ebates limit raised, I will cancel my Dillard's AMEX because I never use it. That will leave me with a 3 GECRB products: Lowe's, Wally Discover, and Ebates.


Congrats on the CLI. I'm not sure if you should close the card. Shold leave it open until the lender close it. 

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 9 of 12
emptypockets
Valued Contributor

Re: Ebates Visa Siggy Approval, plus Walmart CLI (Credit Solutions)

The Ebates card came yesterday, and I was able to call Credit Solutions and got limit raised to 12k. I did not cancel Dillard's AMEX, I don't know why it is so hard for me to make the decision to close accounts. Smiley Tongue


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (5), US Bank Cash+, Huntington Voice, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 Real Life Rewards MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (09/2017): EQ My Fico: 786; TU MyFico: 799; EX (My Fico): 797
Message 10 of 12
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