Learned a bit about apping, shoulda waited till later this month. Coulda, shoulda waited till April.
But the $70 gift card was calling (need to save up some more money, who was reading Total Money Makeover in the Garden Thread?). Alas, didn't even make it to silver spade. I saw that my ex score was 3 pts lower than my eq score, so decided to app for Amazon Visa, was feeling a bit down about the market loss after yesterday's big gains in my portfolio (and I wasn't even negative!)
got it an initial limit of 3k, WAY more than I expected, because I thought I was on their black list (wamu and I had an argument about the way they handled direct deposits one too many times, and I left them with their fees for a credit union, which I've never overdrawn in 7 years).
Instant approval, gift card applied, fake purchase item saved for later 
(the ultimate in shopping cart trick).
But my app was too soon! The analyst mentioned a balance on my card. Even though listed at 9.2% (updated to 10% for scoring purposes), my Amex was slightly over 10% (because the cli and new paid down balance hadn't reported yet). And for the first time, I saw the reason code of accounts opened in short period of time (refer to signature).
Otherwise, I'm stoked. In with Chase, not a Toy Limit, and my favorite shopping portal plus pizza, restaurants got a new card! (Hope it works for my favorite Ethiopian coffee shop.). Now, I MUST keep to the garden, (wondering with upcoming apps for discover and sallie Mae, if want to keep quicksilver, sorta like Heavenky Flower).
Thanks all to helping me fix my credit, and get great cards.
Congrats! Thanks for sharing.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Wheres a sniper kitty or ninja squirrel when you need one? 
Congrats, now back to the garden!
@Anonymous wrote:Wheres a sniper kitty or ninja squirrel when you need one?
I surely needed them (or a good movie with some wine to relax, now about that gift card )
Wondering if should ice the reports? At least the only pre approvals I'm getting in mail are for financing.
Thanks HF and Cold.
@ddemari wrote:I like your term "emotional apping".... I suffer from it too! When I feel real emotional I know Chase will be good to me but not instantly lol.
LOL, good to know for the future.
Well, it wasn't drapping, and Lexie knows I shouldn't spree. So is Emotional Apping a new term? And do we need a support group? 
I put EX and TU on ice a couple months ago. Thought I might get trigger happy before it was time. No one seems to care about EQ when I apply so I saved my $10 and left that one alone. All I need is Ink Cash but every now and then Arrival+ starts calling my name 
FYI it was BUN reading Total Money Makeover
@Anonymous wrote:I put EX and TU on ice a couple months ago. Thought I might get trigger happy before it was time. No one seems to care about EQ when I apply so I saved my $10 and left that one alone. All I need is Ink Cash but every now and then Arrival+ starts calling my name
FYI it was BUN reading Total Money Makeover
Actually, THIS card pulled EQ for WA state. Tis why I wouldn't apply until EQ clean, just in case. So I would need to ice all. (I like the ink cash too, it's between that down the line or the AARP. Plus, a hidden trade line never hurts).