FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX D... - myFICO® Forums

blkroyalT · ‎12-09-2023

Hi everyone! I just wanted to give an update on my progress. I'm totally amazed at how quickly things have moved in a short period of time. 8/22/23: Equifax 619 Experian 610 TransUnion 697 *Capital One Savor $3000 *Discover It Secured $200 Currently: Equifax 698 Experian 695 Transunion 678 Capital One Savor One $3000 Discover It Secured $200 (halfway to graduation) Mission Lane $3000 (just a plain ole card, no rewards...lol....still grateful) Ally $1500 Mercury $4500 Amex BCP $2000 Amex Delta SkyMiles $10,000 (should have considered the Amex Gold, but we fly Delta so it works) Things started a little shaky, but no complaints because I just came off a BK13 discharge in AUGUST. When I got the Amex approval, I almost fell out of bed...LOL! Thanks you guys for all the advice. This forum helps so many people, and I've learned a lot. Woo Hoo!!!!

And if at first you don’t succeed, you can dust it off and try again

M_Smart007 · ‎12-09-2023

Congratulations 🎉

CreditMagic7 · ‎12-09-2023

Congratulations!!!

addicted · ‎12-09-2023

Congrats!

Chapter 7 BK 05/2017

NoMoreDebt · ‎12-09-2023

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL/ AMEX GOLD NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $5000 SL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ PAYPAL CREDIT LINE $1700/NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL

alextercero · ‎12-09-2023

Congrats on your Approvals!

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

captainsensation · ‎12-10-2023

Thats awesome!

AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 14.5k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 8.1K, CapOne Venture: 6.1K. Chase Amazon: 3K, Gamestop 3k, Best Egg, 2.5K, GM Rewards 2K, Apple Card 2.8K, Tomo 1K, American Express 19.5K (AU), Ally 1.8K AMEX BCP 3K, Lowe's: 25K

SouthJamaica · ‎12-10-2023

@blkroyalT wrote:
Hi everyone! I just wanted to give an update on my progress. I'm totally amazed at how quickly things have moved in a short period of time. 8/22/23: Equifax 619 Experian 610 TransUnion 697 *Capital One Savor $3000 *Discover It Secured $200 Currently: Equifax 698 Experian 695 Transunion 678 Capital One Savor One $3000 Discover It Secured $200 (halfway to graduation) Mission Lane $3000 (just a plain ole card, no rewards...lol....still grateful) Ally $1500 Mercury $4500 Amex BCP $2000 Amex Delta SkyMiles $10,000 (should have considered the Amex Gold, but we fly Delta so it works) Things started a little shaky, but no complaints because I just came off a BK13 discharge in AUGUST. When I got the Amex approval, I almost fell out of bed...LOL! Thanks you guys for all the advice. This forum helps so many people, and I've learned a lot. Woo Hoo!!!!

Congratulations on your approvals.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 684 EX 685

BigBS · ‎12-10-2023

Congrats on the approval!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

nytokyobred79 · ‎12-10-2023

Awesome. All the best with your successful rebuild.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $215,200 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20K | CL- $40.5K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $39.8K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K

FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

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FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

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