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FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

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blkroyalT
Valued Member
‎12-09-2023 03:30 PM
‎12-09-2023 03:30 PM

FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Hi everyone! I just wanted to give an update on my progress. I'm totally amazed at how quickly things have moved in a short period of time. 8/22/23: Equifax 619 Experian 610 TransUnion 697 *Capital One Savor $3000 *Discover It Secured $200 Currently: Equifax 698 Experian 695 Transunion 678 Capital One Savor One $3000 Discover It Secured $200 (halfway to graduation) Mission Lane $3000 (just a plain ole card, no rewards...lol....still grateful) Ally $1500 Mercury $4500 Amex BCP $2000 Amex Delta SkyMiles $10,000 (should have considered the Amex Gold, but we fly Delta so it works) Things started a little shaky, but no complaints because I just came off a BK13 discharge in AUGUST. When I got the Amex approval, I almost fell out of bed...LOL! Thanks you guys for all the advice. This forum helps so many people, and I've learned a lot. Woo Hoo!!!!
And if at first you don’t succeed, you can dust it off and try again

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17 REPLIES 17
M_Smart007
Legendary Contributor
‎12-09-2023 03:40 PM
‎12-09-2023 03:40 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Congratulations 🎉

Message 2 of 18
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CreditMagic7
Mega Contributor
‎12-09-2023 04:28 PM
‎12-09-2023 04:28 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Congratulations!!!

Message 3 of 18
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Anonymous
Not applicable
‎12-09-2023 04:43 PM
‎12-09-2023 04:43 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Congrats!

Message 4 of 18
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NoMoreDebt
Senior Contributor
‎12-09-2023 06:38 PM
‎12-09-2023 06:38 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 5 of 18
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alextercero
Super Contributor
‎12-09-2023 07:05 PM
‎12-09-2023 07:05 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Congrats on your Approvals!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 18
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captainsensation
Regular Contributor
‎12-10-2023 05:29 AM
‎12-10-2023 05:29 AM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Thats awesome!

AMEX Delta SkyMiles Blue Card: 10K, AMEX Bread Cash Back: 22k, PenFed PCR: 17.5K, PenFed Gold: 10K, FNBO: 19.1K, CapOne Venture: 6.1K. Chase Amazon: 6K, Gamestop 3k, GM Rewards 2K, Apple Card 4.5K, Tomo 1K, American Express 19.5K (AU), Ally 3.3K AMEX BCP 25K, Lowe's: 35K
Message 7 of 18
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SouthJamaica
Mega Contributor
‎12-10-2023 09:55 AM
‎12-10-2023 09:55 AM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

@blkroyalT wrote:
Hi everyone! I just wanted to give an update on my progress. I'm totally amazed at how quickly things have moved in a short period of time. 8/22/23: Equifax 619 Experian 610 TransUnion 697 *Capital One Savor $3000 *Discover It Secured $200 Currently: Equifax 698 Experian 695 Transunion 678 Capital One Savor One $3000 Discover It Secured $200 (halfway to graduation) Mission Lane $3000 (just a plain ole card, no rewards...lol....still grateful) Ally $1500 Mercury $4500 Amex BCP $2000 Amex Delta SkyMiles $10,000 (should have considered the Amex Gold, but we fly Delta so it works) Things started a little shaky, but no complaints because I just came off a BK13 discharge in AUGUST. When I got the Amex approval, I almost fell out of bed...LOL! Thanks you guys for all the advice. This forum helps so many people, and I've learned a lot. Woo Hoo!!!!

Congratulations on your approvals.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 18
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BigBS
Senior Contributor
‎12-10-2023 05:56 PM
‎12-10-2023 05:56 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Congrats on the approval!

Score: EQ(784) EX(788) TU(792)
INQs: EQ(2) EX(6) TU(2)
Last INQ: 08 Jul 25

Total Credit Limit - $2.0M

Message 9 of 18
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nytokyobred79
Valued Contributor
‎12-10-2023 08:10 PM
‎12-10-2023 08:10 PM

Re: FINALLY IN!!!!! AMEX BLUE CASH PREFERRED & AMEX DELTA SKYMILES GOLD

Awesome. All the best with your successful rebuild. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
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