Congratulations on your approval!
Congrats on the approval!
@reluctantgarden wrote:My side game this year has been churning biz charge cards for MR points (for summer vacation)--Plat, Gold, Green--since the SUBs have been higher than their personal counterparts, with no lifetime language and the ability to hold dupes if able to hit the spend. However, after dormant E-Trade accounts became official Morgan Stanley ones, I saw an offer for its Plat, which has a standard 80k-points offer, but only $6k spend over 6 months. I thought PUJ awaited since I recently took 25k points to upgrade my Gold to vanilla Plat, but it went through and with a $10k POT. Even using only the $200 Uber credit in year one, I'll still get an 11.1% return after redeeming points at 1.35x via Biz Plat. After this SUB, I will have accumulated about $4k overall from charge card SUBs this year with about a 10-11% return.
Congrats on your approval!
I would really like to step my game up with this too but I just don't spend like I used to, I don't travel like I used to, and my new company handles all of the banking/ payroll whereas before I could do the checking bonus game with multiples at once.
@reluctantgarden wrote:
@Blender wrote:
@reluctantgarden wrote:My side game this year has been churning biz charge cards for MR points (for summer vacation)--Plat, Gold, Green--since the SUBs have been higher than their personal counterparts, with no lifetime language and the ability to hold dupes if able to hit the spend. However, after dormant E-Trade accounts became official Morgan Stanley ones, I saw an offer for its Plat, which has a standard 80k-points offer, but only $6k spend over 6 months. I thought PUJ awaited since I recently took 25k points to upgrade my Gold to vanilla Plat, but it went through and with a $10k POT. Even using only the $200 Uber credit in year one, I'll still get an 11.1% return after redeeming points at 1.35x via Biz Plat. After this SUB, I will have accumulated about $4k overall from charge card SUBs this year with about a 10-11% return.
Congrats on your approval!
I would really like to step my game up with this too but I just don't spend like I used to, I don't travel like I used to, and my new company handles all of the banking/ payroll whereas before I could do the checking bonus game with multiples at once.
Thanks! Other than using Biz Plat to buy a new roof, I've just used regular spend (which includes some Disney since we're an hour away) but temporarily include stuff like HOA and utilities that I normally pay electronically from checking because of 2-3% CC fees. Even if that cuts into my 10-11% return, it's still worth it.
Hey neighbor lol
I have a bunch of upcoming spend for a garage conversion, so I may consider a second INK. Would have close to 300kUR for a nice trip later this year
Congrats on your Approval!
Hi!
@Blender wrote:
@reluctantgarden wrote:
@Blender wrote:
@reluctantgarden wrote:My side game this year has been churning biz charge cards for MR points (for summer vacation)--Plat, Gold, Green--since the SUBs have been higher than their personal counterparts, with no lifetime language and the ability to hold dupes if able to hit the spend. However, after dormant E-Trade accounts became official Morgan Stanley ones, I saw an offer for its Plat, which has a standard 80k-points offer, but only $6k spend over 6 months. I thought PUJ awaited since I recently took 25k points to upgrade my Gold to vanilla Plat, but it went through and with a $10k POT. Even using only the $200 Uber credit in year one, I'll still get an 11.1% return after redeeming points at 1.35x via Biz Plat. After this SUB, I will have accumulated about $4k overall from charge card SUBs this year with about a 10-11% return.
Congrats on your approval!
I would really like to step my game up with this too but I just don't spend like I used to, I don't travel like I used to, and my new company handles all of the banking/ payroll whereas before I could do the checking bonus game with multiples at once.
Thanks! Other than using Biz Plat to buy a new roof, I've just used regular spend (which includes some Disney since we're an hour away) but temporarily include stuff like HOA and utilities that I normally pay electronically from checking because of 2-3% CC fees. Even if that cuts into my 10-11% return, it's still worth it.
Hey neighbor lol
I have a bunch of upcoming spend for a garage conversion, so I may consider a second INK. Would have close to 300kUR for a nice trip later this year
Hi! Sometime in 2025, I'd like to explore Ink World 
