Re: FINALLYYY after my 5th try I'm in with Discove... - myFICO® Forums - 4053920

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I've applied for the Discover It card 4 times since January 2014 and today was my lucky day. Applied online and was asked to call in to verify some info and after verifying a few credit card balances (and the reason for them) I was told "Welcome to the DIscover family" $4,000 starting credit line

EQ FICO 694 TU FICO 689 EXP FICO 695(Started rebuilding in Nov 2013, student loan charge-off's dating from 2011, all marked as paid on CRB's) 14% Utl Chase United Mileage Plus $5G/Citi DoubleCash $4G/USAirways MC $5G/NFCU cashRewards $11,500/Navcheck $10G/Cap1 Quicksilver1 $2,500/Cap1 Quicksilver1 $2G/Gap $2500/Barclay Rewards MC $1G/Walmart $2,500/CareCredit joint $8400 LOFT/Express/VS all $2500 /J.Crew$7500/True Value $3G/True Value Discover$3G/Nordstrom $6G/Amazon $4G/ Amex Hilton HHonors $1G/Chase Amazon $500/Chase Freedom $2G/Paypal MC $4G/Amex Everyday $2G/Venture $5G/Amex Costco$2G

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20 REPLIES 20

Congrats and welcome to the Discover family

dont forget to hope on the Discover CLI train as soon as your CLI gets activated.

Cap 1 Quicksilver1 ($5,000) opened 03/2013

Cap 1 Quicksilver ($1,500) opened 04/2014

Cap 1 Union Privileges ($750) opened 06/2014

Discover IT ($14,500) opened 08/2014

Home Depot ($500) opened 09/2014

Best Buy ($1000) opened 10/2014

Chase freedom ($2,200) opened 11/2014

Cap 1 Venture ($10,750) opened 02/2015

BOA Cash Rewards VS($9,100) opened 02/2015

Amex Delta ($1,000) opened 03/2015

Amex PRG (NPSL) opened 04/2015

Sallie Mae World MC($5,200) opened 05/2015

Chase Hyatt VS($5,000) opened 05/2015

Cap 1 Quicksilver ($5,000) opened 07/2015

Chase Marriott ($5,000) opened 9/2015

Chase AARP ($2,200) opened 9/2015

Ex681 Tu694 EQ708

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Congrats!

Message 3 of 21

Awesome, congrat's to you!

Message 4 of 21

Congrats. I was denied when equifax 573. Approved Monday, equifax 746 at the time. Looking forward to cli time too.

Signature needs updating

Message 5 of 21

Congrats and a hearty new welcome to the Discover family

Message 6 of 21

Congrats

Current Credit Cards

NFCU More Rewards | CL $4500 | APR 15.40% | 08/2021

Capital One Quicksilver One | CL $6600 | APR 31.74% | 09/2021

Capital One Quicksilver | CL $5500 | APR 31.74% | 02/2022

NFCU Cash Rewards | CL $4500 | APR 15.40% | 06/2022

Goldman Sack Apple Card | CL $6400 | APR 23.74% | 02/2024

NFCU Go Rewards | CL $33000 | APR 13.74% | 03/2024

CITI Bank Custom Cash | CL $3900 | APR 29.74% | 08/2024

Discover it | CL $3000 | APR 29.74% | 11/2024

CITI Bank Rewards+ | CL $5200 | APR 29.74% | 12/2024

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)

Credit Age:

Inquiries:

Message 7 of 21

Congrats ! Perfect timing

Message 8 of 21

Big congrats on the approval & never giving up!

Message 9 of 21

Congratulations! You proved that perserverance pays!

Message 10 of 21