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Congrats !
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
Congratulations!!
Thank you all for the well wishes and great advice. So, I guess what I'll do is hold off on any apps until atleast December 2016. That would help age the inquiries and give me some history with Chase. By then, I should be good. Any suggestions on what to apply for then?
@CYBERSAM wrote:Congrats, and welcome!
Many would suggest to wait a year before applying, but at least wait till your new CC is reporting for 6 mo. All you need is one good card that is reporting positive, no rush on app spree.
Most banks are becoming inquiry sensitive so take your time
Thanks cybersamp! I will hold fast to your advice of 6 months.
@ddemari wrote:Welcome to the Forums!!! Congrats on Chase! thats a good starting limit with them. I think you should take it slow, establish yourself with good payment history and let your card age a bit. And you will be in a great position 6-12 months down the road.
Thanks ddemari! Any suggestions in terms of go to cards in December?
@Anonymous wrote:Wow congrats! You are definitely in a better positon than most, having been an AU. I agree, I would wait a few months before apping again.
Thanks LAkings! Will do.
@Anonymous wrote:Congratulations! Use your new credit well and it will reward you!
Thanks Musiclover! Any advise regarding CU approvals later on?
Congrats on your first approval!!!!
Congrats and a nice SL too !!