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FNBO Amex CLI

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Anonymous
Not applicable

FNBO Amex CLI

It's been 4+ months since last CLI so I called and asked what was available for a SP. The nice lady asked for income & housing cost and said 3K is available. Sure. Thank you.

 

New CL = 16K

TU EQ 8 = 744

 

SP CLI History:

8/2018:  2K

1/2019:  3K

5/2019:  2K

10/2019: 3K

 

Btw, FNBO often sends checks offering 5.9% until paid back. Pretty decent loan terms if you don't mind inflating your Utilization for awhile. I'm trying to get my CL built up for that proverbial rainy day. You never know. 

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: FNBO Amex CLI

Congrats on your increase! 

Message 2 of 8
Anonymous
Not applicable

Re: FNBO Amex CLI

Congratulations!
Message 3 of 8
Aim_High
Super Contributor

Re: FNBO Amex CLI


@Anonymous wrote:

It's been 4+ months since last CLI so I called and asked what was available for a SP. The nice lady asked for income & housing cost and said 3K is available. Sure. Thank you.  New CL = 16K

FNBO often sends checks offering 5.9% until paid back. Pretty decent loan terms if you don't mind inflating your Utilization for awhile. I'm trying to get my CL built up for that proverbial rainy day. You never know. 


Congrats on the CLI!  Smiley Happy

I had FNBO Visa for awhile and took advantage of their BT offer.

It helped me out! 

They're a good bank.  I just culled them from my wallet afterward because I didn't anticipate needing that card any longer and was easier to close it.  It was one of my newer ones so closing it helped my credit age.  

Enjoy your new limit! 

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 4 of 8
Marz2002
Senior Contributor

Re: FNBO Amex CLI

CONGRATS  on your steady CLI experience with your FNBO Amex card - you have a very successful CLI strategy!!! Smiley Wink

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 5 of 8
M_Smart007
Legendary Contributor

Re: FNBO Amex CLI

 

Nice growth on the FNBOSmiley Happy

 

Message 6 of 8
Meanmchine
Super Contributor

Re: FNBO Amex CLI

Congrats James !

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>3/2025 All 3 reports 845 - 850(F8) F9s = 835ish but my app finger is still twitching
Message 7 of 8
Medic981
Valued Contributor

Re: FNBO Amex CLI



Congrats ! ! !







Your FICO credit scores are not just numbers, it’s a skill.
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