No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I'm minding my own business in the garden, avoiding any sort of interaction with apps after my Apple Card approval, and DW asks me about a trip to Disney World this April ![]()
I have SUBs for Amex EDP and Rose Gold, but that spend was already accounted for, and the only 0% APR on purchases that I got in my recent stretch of approvals was for the Reflect card, which I'm keeping under 69% utilization, balance transfer included...so I had no 0% APR offer I could use.
I had worked out how I'd handle this expense on my existing cards, but something told me to check FNBO to see if I prequalified for their Evergreen card...on one hand, they pull Experian and I had 3 Experian HPs from the last 31 days, but what's the worst that could happen, right? A denial and a reset of my gardening calendar? Gardening is overrated anyway, amirite?!
Hit the pre-qualification link, got an offer of $15k at 18.99%, and once I found the radio button (thanks to the long FNBO thread LOL), went ahead and clicked continue. Was kinda worried that with the 3 pre-qualification checks I had done today (bc I couldn't find that freaking button!) I might end up in the sorta situation that you would if you tried that mess with Penfed, but approval came through!
$15k approval, my largest limit to date, APR was not on the approval message. Says I'll get the card in 7-10 days.
I don't have the monthly MyFICO membership, so idk my EX09 Bankcard score, but my EX08 is 722 as of today.
Same stats as my Apple card thread.
OK NOW SERIOUSLY TO THE GARDEN UNTIL JUNE
Very nice! Congrats! Enjoy the garden...while it lasts.
Congratulations on your FNBO approval!
Congratulations on your FNBO approval!!
I couldn't find that button for a while too! ![]()
Grats on the FNBO approval.
Congratulations!!!! 🥳🎉🎊
I keep trying to stay in the garden but I keep getting pulled back out 😂😂.
Congrats on your FNBO Evergreen approval!
























Congrats on the FNBO approval





















Congratulations on the FNBO approval!