FNBO- Approval

[nova1975]

Hi everyone,

3 weeks ago the prequal  showed 10k. I hesitated to app because I'm scared of apping due to previous chapter 13 filed Jan 2015/discharged in July 2020.

I pulled the trigger yesterday, prequal showed 5900, decided I better act now.

Why did I app- need to complete some dental work 6K ( waiting since 2016) and pay BIGBROTHER 6K  (installment -plan) , I was hoping the 10k was still showing.

Hopefully this helps someone.

@FireMedic1  I waited to long to app

Approved 5900 0% for 12

EX FICO before app 766 after 754

1 inquiry in the past year

1 Mortgage 2013

1 CC Mercury  July 2021 439/2100

1 Personal Loan Credit Union  Jan 2021  1202/2500

[Red1Blue]

Congratulations @nova1975 for your FNBO Card Approval. It is never too late. From what I understand FNBO is very good and generous with cli's. I am sure you'll reach your desired credit limit in the next few months.

[cashorcharge]

That's great!! Congratulations on your FNBO Approvals!! 🥂🎉🍾

[CreditMagic7]

Congratulations on your FNBO Card Approval!!

[Elpadrino1]

Congratulations on your FNBO approval!!

[gdale6]

Grats on your FNBO approval

The good news is their cards can move up quickly, after your 4th statement cuts give em a call and ask if a SP CLI is waiting, do this every 4-6 months and soon you have a great CL.

[firefox100]

Congratulations enjoy your new fnbo card.

[CreditAggie]

Congratulations on your FNBO approval!

[Duriel]

Grats on the approval. My prequal amount dropped substantially as well. My scores are higher now and balances lower so I think it's not about me. 

[Reviewers]

Congratulations on your FNBO approval!