FNBO CLI - Max Limit w/SP?

[jj10939]

I phoned in and asked if I had any SP CLI offers available and was told I did. 

I usually receive 2-3K. This time, the offer was to increase by $1K bringing my CL to $25K. 

Does anyone know if $25K is the max CL before a HP is needed?

Thank you!

[FinStar]

---

@jj10939 wrote:

I phoned in and asked if I had any SP CLI offers available and was told I did. 

I usually receive 2-3K. This time, the offer was to increase by $1K bringing my CL to $25K. 

Does anyone know if $25K is the max CL before a HP is needed?

Thank you!

---

Congrats on the CLI.

Yes, the max they can offer via SP for most customer-initiated CLIs is $25K. FNBO can auto-CLI beyond the $25K threshold, though. However, if you want anything higher than $25K, you'd need to weigh whether a HP is worth it -- no guarantees either.

[Elpadrino1]

Congratulations on your FNBO CLI!!

[12njoy]

---

@jj10939 wrote:

I phoned in and asked if I had any SP CLI offers available and was told I did. 

I usually receive 2-3K. This time, the offer was to increase by $1K bringing my CL to $25K. 

Does anyone know if $25K is the max CL before a HP is needed?

Thank you!

---

I have six cards with them.  For a while all six were at 25k.  Out of the blue, they gave me an auto SP CLI on my Sun Country Visa from 25k to 38.5k.  I was carrying a BT on this card for some time.  I have been unsuccessful at trying to get any SP CLI's on any of my other FNBO cards.  They have all been stuck at 25k.  I even carried a BT on another card for about a year thinking that would sway them, it didn't.  Their BT offers are very generous.  I usually get the 2.9% for life.

[12njoy]

In addition, I did try for one of their cards through the SP preapproval process.  It said preapproved but when I applied, I was denied.  The subsequent letter basically said I was at their max exposure.  I've never taken a HP again with FNBO.

[DesertWanderer]

Congrats on your CLI!

[gdale6]

Grats on your SP move up

You can move limit around with FNBO if you have more than 1 card.

[babygirl1256]

Congrats on your FNBO CLI.

[jj10939]

---

@FinStar wrote:

---

@jj10939 wrote:

I phoned in and asked if I had any SP CLI offers available and was told I did. 

I usually receive 2-3K. This time, the offer was to increase by $1K bringing my CL to $25K. 

Does anyone know if $25K is the max CL before a HP is needed?

Thank you!

---

Congrats on the CLI.

Yes, the max they can offer via SP for most customer-initiated CLIs is $25K. FNBO can auto-CLI beyond the $25K threshold, though. However, if you want anything higher than $25K, you'd need to weigh whether a HP is worth it -- no guarantees either.

---

Good to know! Thanks for the info! 🙂

[jj10939]

---

@12njoy wrote:

---

@jj10939 wrote:

I phoned in and asked if I had any SP CLI offers available and was told I did. 

I usually receive 2-3K. This time, the offer was to increase by $1K bringing my CL to $25K. 

Does anyone know if $25K is the max CL before a HP is needed?

Thank you!

---

I have six cards with them.  For a while all six were at 25k.  Out of the blue, they gave me an auto SP CLI on my Sun Country Visa from 25k to 38.5k.  I was carrying a BT on this card for some time.  I have been unsuccessful at trying to get any SP CLI's on any of my other FNBO cards.  They have all been stuck at 25k.  I even carried a BT on another card for about a year thinking that would sway them, it didn't.  Their BT offers are very generous.  I usually get the 2.9% for life.

---

Yes, their BT offers are incredible! I receive an offer twice a month!