@Anonymous wrote:
First time posting on the forum.
Used prequalify option, was offered $15000.00 with 22% APR.
Applied yesterday evening and received "10 to 14 day" message.
Experian notified me immediately about new inquiry.
Received email this morning about application pending.
Just got an email that my application was approved. SL $15000.00
Ex Fico 698, 4 recent inq., 7/12, 10/24, 18% until.
Hope these DPs help the next person.
Glad that it turned out to be a positive experience for you; $15k is a nice SL ANYWHERE!
What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)
What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)
Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.
EQ 759, EX 765, TU 771 (06/10/2022)
I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!
