@nccarguy1 wrote:I've had an FNBO account for 2-3 years started at 15k I believe. I don't use the card often, ever 2-3 months and then PIF. CLI increases seems to come at 6 month intervals. Last one to $25,100 about 7 months ago. I had read SP increases stopped at $25k so thought I would not see another increase as I will not use a hard pull for a CLI ever.
Did not look at statement until I received an alert for CLI. Obviously $25k is not the SP limit if that helps anyone.
Congratulations on your FNBO CLI! I'm sure a lot of Evergreen customers will be glad to see your data points on that for sure. Well , when I called them last fall, I got a good increase on a different FNBO card but when I asked about my Evergreen she said hmmm, ohhh no I'm afraid you aren't eligible for a SP CLI since your credit limit is at $24,900. 😮 I have been asking regularly at the 4 month interval. I was disappointed because I would have been glad to take a $100 increase just to have a nice round limit at $25k. That drives me a little nuts having a limit like that! Mainly because it's harder to deal with quickly on the spot when I'm trying to make a quick decision. 🤣
I'm happy to see that it worked for you and I'm going to call them sometime today and ask for a SP increase and just play like I know nothing about such things. I think the other card is at $22,400 if I remember correctly so it should still be ok this time for sure. I think they have been really generous lately on the personal side. I've had a couple issues with them on the business side but it's ok still. That's a whole other topic maybe I'll have to make a post about soon. Thanks for posting the information!