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FNBO (First Bankcard) CLI's like clockwork

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12njoy
Super Contributor

FNBO (First Bankcard) CLI's like clockwork

3 of my 4 First Bankcard's consecutive 4th statements closed this month so I called them right up and asked for a SP CLI on each of the 3 accounts (4th account was just opened last month so I didn't even ask).  Overstock went from $9,000 to $11,500 - Rakuten went from $7,000 to $9,500 - Sun Country went from $12,500 to $15,000.  Not bad at all if I do say so myself.  Just got denied a 5th card from FNBO a couple of weeks ago for too many inquiries.  Somehow I think the system dictates that and UW falls in line.  It also seems that my CLI was in tune with my updated EX FICO from FNBO.

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 1 of 24
23 REPLIES 23
gdale6
Moderator Emeritus

Re: FNBO (First Bankcard) CLI's like clockwork

Sweet, grats on all. I love this bank they have been giving me auto CLI at pretty regular intervals so I have not called in for a while now.

Message 2 of 24
Saleen099
Senior Contributor

Re: FNBO (First Bankcard) CLI's like clockwork

Nice Congrats!!!!! 

Message 3 of 24
pizza1
Community Leader
Super Contributor

Re: FNBO (First Bankcard) CLI's like clockwork

Not too shabby!! Congrats there 12njoy!!
Message 4 of 24
B335is
Moderator Emeritus

Re: FNBO (First Bankcard) CLI's like clockwork

Congrats 12!! I love FNBO, they've treated me well.
Message 5 of 24
RonM21
Valued Contributor

Re: FNBO (First Bankcard) CLI's like clockwork

Congrats!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 24
Anonymous
Not applicable

Re: FNBO (First Bankcard) CLI's like clockwork

congrats 12!

Message 7 of 24
12njoy
Super Contributor

Re: FNBO (First Bankcard) CLI's like clockwork


@gdale6 wrote:

Sweet, grats on all. I love this bank they have been giving me auto CLI at pretty regular intervals so I have not called in for a while now.


Thanks gdale.  Other than when I first opened my GE (now Synchrony) accounts, I've nevet gotten any auto CLI's from anyone.  I always have to ask Smiley Frustrated

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 8 of 24
12njoy
Super Contributor

Re: FNBO (First Bankcard) CLI's like clockwork

Thanks all.  Appreciate the grats

(Formerly known as: Credit is my hobby (1.7M)/TCL objective)
___________ 12Njoy
FICO - EX 825; EQ 807; TU 810 I'm climbing back to 800+
Message 9 of 24
Loquat
Moderator Emeritus

Re: FNBO (First Bankcard) CLI's like clockwork

Nicely done!!  Congrats!

Message 10 of 24
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