Re: FNBO Evergreen approval

gdale6 · ‎05-06-2021

Excellent approval out of conservative FNBO, grats on getting it

Anonymous · ‎05-06-2021

Congrats again on your approval.

Question: did you go through the pre-qualification link first?

@Howaboutthat wrote:
Applied last night and was given 2-4wk notice. I checked the app status page this morning and I was approved for $14,000, my biggest SL ever. Some DPs

SL - $14,000
Apr - 25% but the first year is 0% apr (after the first year I'll PIF every month.)
Pulled Exp - 678
Income - $85,000
One 3yr old collection

CreditAggie · ‎05-06-2021

Congratulations on your FNBO approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (January 2025):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

Anonymous · ‎05-06-2021

Congrats! I also jumped on the FNBO train yesterday. Same starting limit!

Howaboutthat · ‎05-06-2021

@Anonymous wrote:
Congrats again on your approval.

Question: did you go through the pre-qualification link first?
@Howaboutthat wrote:
Applied last night and was given 2-4wk notice. I checked the app status page this morning and I was approved for $14,000, my biggest SL ever. Some DPs

SL - $14,000
Apr - 25% but the first year is 0% apr (after the first year I'll PIF every month.)
Pulled Exp - 678
Income - $85,000
One 3yr old collection

yes I did the pre-qual and then applied. The pre-qual link actually approved me for $15,000

Anonymous · ‎05-06-2021

@Howaboutthat wrote:
... I was approved for $14,000, my biggest SL ever.

Sweet approval -- Congrats! & thanks for the DPs.

cmm89 · ‎05-06-2021

@Howaboutthat wrote:
Applied last night and was given 2-4wk notice. I checked the app status page this morning and I was approved for $14,000, my biggest SL ever. Some DPs

SL - $14,000
Apr - 25% but the first year is 0% apr (after the first year I'll PIF every month.)
Pulled Exp - 678
Income - $85,000
One 3yr old collection

Congrats on the baller SL--enjoy the 2% cash back!!!

What I use (& strongly recommend): Chase Sapphire Reserve | BofA/ML (Premium Rewards VS, Cash Rewards VS, Merrill+ VS) | AmEx (Amazon Prime Business)

What I have: NFCU | PenFed | General Electric CU | Wright Patt CU | Discover | BBVA | Apple Card (GS)

Total CL with Bank of America = $100,000 (Platinum Honors Merrill Client). I am a CERTIFIED FINANCIAL PLANNER™ practitioner, so feel free to message me if you have any planning/credit questions.

EQ 759, EX 765, TU 771 (06/10/2022)

I started with scores in the 400s in 2016. This forum is a Godsend--focus on the journey, be patient, and you'll definitely get there no matter the circumstances!

Golf-and-Credit · ‎05-06-2021

Congrats on the huge SL!!!!

Experian FICO 8: 826/2 inq’s 1/12, 3/24
Equifax FICO 8: 820/3 inq’s 1/12, 3/24
Transunion FICO 8: 821/2 inq’s 0/12, 2/24

AMEX Platinum: NPSL
AMEX Gold: NPSL
AMEX Everyday Preferred: $22,500
Capital One Quicksilver: $5750
Numerica Credit Union Platinum: $2000
Military Star: $8300
1% utilization