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FNBO Prime Amex Approved :)

Bunnylocks
New Contributor

FNBO Prime Amex Approved :)

I received a prescreen offer in the mail for the 3.75% APR prime for life offer. Applied this past Saturday and got the 14-21 pending notice. I checked my application status today and I was approved for 15k starting line. Very happy! I have a few large purchases I will making this year, so the lower APR will come in handy. 

Message 1 of 8
7 REPLIES 7
CreditMagic7
Super Contributor

Re: FNBO Prime Amex Approved :)

Really nice FNBO approval with a strong limit right out of the gate!

 

Congratulations! Smiley Happy

Message 2 of 8
AverageJoesCredit
Mega Contributor

Re: FNBO Prime Amex Approved :)

Wow superb approval. That apr is crazy lowSmiley Happy
Message 3 of 8
DeeBee78
Valued Contributor

Re: FNBO Prime Amex Approved :)


@AverageJoesCredit wrote:
Wow superb approval. That apr is crazy lowSmiley Happy

The APR is low because you have to pay $89 a year for the privilege of paying interest. 

 

A  0% intro APR card with no annual fee is a better bet for most people.


Message 4 of 8
ItsPossible
Valued Contributor

Re: FNBO Prime Amex Approved :)

Congrats OP!!! Great SL and APR! Enjoy your new card!

"Hover mouse over cards to see CL and APR info"


Message 5 of 8
AverageJoesCredit
Mega Contributor

Re: FNBO Prime Amex Approved :)

Ahh, thanks for the info deebeeSmiley Happy was wondering why the apr was so low but if op is happy thats most importantSmiley Happy
Message 6 of 8
Bunnylocks
New Contributor

Re: FNBO Prime Amex Approved :)


@DeeBee78 wrote:

@AverageJoesCredit wrote:
Wow superb approval. That apr is crazy lowSmiley Happy

The APR is low because you have to pay $89 a year for the privilege of paying interest. 

 

A  0% intro APR card with no annual fee is a better bet for most people.


I agree! However, in my case, I have all the major prime cards apart from Chase. My lowest APR is the Barclay Ring at 8.5% with a much lower credit line. I think this card is best suited for those that tend to carry a balance over three months or more. Probably not useful uless you are spending upwards of 10k or more. 

 

Thanks everyone!

Message 7 of 8
Bunnylocks
New Contributor

Re: FNBO Prime Amex Approved :)


@AverageJoesCredit wrote:
Ahh, thanks for the info deebeeSmiley Happy was wondering why the apr was so low but if op is happy thats most importantSmiley Happy

Very happy! It suits my needs. Maybe I'll get lucky and one day they will wave the annual fee after some heavy usage. Cat LOL

Message 8 of 8
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