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FNBO SP cli by phone - Success

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raisemysc0re
Established Contributor

FNBO SP cli by phone - Success

I got a cli on my oldest, and by far lowest CL, credit card.

I only use the card for 1 monthly subscription for under $20/mo and kept it open so long for AAoA, but it just seemed weird to keep a card open with a CL under 5K and no rewards

This card started off at $800 almost 5 years ago, then auo cli to $1600 after 6 months. Then a year after that I took an HP and got it up to $4150. It's been a few years now and I've called up a few times to see if there were any offers but was told no unless I did another HP which I did not want to do.

Saw a thread here stating that calling up Customer Service resulted in a cli via SP so I thought I'd try again.

Simply answered 2 questions (mortgage payment and income) and the came back with a increase of $3,500

 

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 1 of 10
9 REPLIES 9
gingerflower
Senior Contributor

Re: FNBO SP cli by phone - Success

Congratulations on your increase!!

Message 2 of 10
blindambition
Senior Contributor

Re: FNBO SP cli by phone - Success

Congrats on your SP CLI!!!

Smiley Happy

Message 3 of 10
AllZero
Mega Contributor

Re: FNBO SP cli by phone - Success

Congratulations on your CLI!
Message 4 of 10
gdale6
Moderator Emeritus

Re: FNBO SP cli by phone - Success

FNBO is great with SP cli, grats on it Smiley Happy

Message 5 of 10
raisemysc0re
Established Contributor

Re: FNBO SP cli by phone - Success


@gdale6 wrote:

FNBO is great with SP cli, grats on it Smiley Happy


I never knew that...

I always thought they were HP until I saw someone on here say that online is always a HP but Customer Service can do SP.

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Starting Scores (06/2016):

Current Fico8 Scores (Updated 11/12/24):

Current Fico10 Scores (Updated 11/12/24):


Message 6 of 10
M_Smart007
Legendary Contributor

Re: FNBO SP cli by phone - Success

Congratulations on your SP Increase!!!

Message 7 of 10
CreditAggie
Community Leader
Super Contributor

Re: FNBO SP cli by phone - Success

Congratulations on your FNBO CLI!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 10
Mr_Mojo_Risin
Senior Contributor

Re: FNBO SP cli by phone - Success

3500 from SP is pretty nice!!

Congratulations!!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: FNBO SP cli by phone - Success

Nicely done! Congratulations!!!

Message 10 of 10
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