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FNBO approved

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Raisondetre
Contributor

FNBO approved

I received an offer a week or so ago for First National Bank of Omaha and thought I'd give it a chance. Instant approval for $6,800 with a 15.99%APR after the 0% goes away after April 2022. I think I'll put my two Discover cards ($2800 and recently got a new one with a SL of $1000) to the back of my wallet because they seem to not want to give me any CLIs at all even though I put a lot of spend through the first Discover card.

 

750 TU fico (about the same for the other 2 bureaus)

1% utilization right now

And a plethora of inquiries

Most Used
Amex Hilton Honors Aspire - $30K
Amex Hilton Honors Business - $10K
Amex Amazon Prime Business - $12.4K

Used sparingly or in sock drawer
X1 Visa - $27K
PenFed Gold Visa - $9K
NavyFed Cash Rewards - $5K
Care Credit - $20K
Walmart Mastercard - $2K
Tractor Supply card - $6K
Amazon Prime Synchrony Card - $10K
Home Depot card - $12K
PNC Points - $13K
FNBO Evergreen - $2.8k
Discover It Chrome - $2.8K
Discover it Cash Back - $1K
FNBO Visa Signature - $1K
Commence Bank Special Connections - $2K
WF Reflect - $4K

Fico scores September 2023
Equifax - 786
Experian - 770
Transunion - 776
Had scores in the 500s 5 years ago
Message 1 of 12
11 REPLIES 11
AllZero
Mega Contributor

Re: FNBO approved

Congratulations on your approval!
Message 2 of 12
Credit4Growth
Senior Contributor

Re: FNBO approved

Nice approval!  

Big congratulations to you😃

It is always great to have 0% apr.

Message 3 of 12
mrcraft
Valued Contributor

Re: FNBO approved

Congratulations on your approval!!



Message 4 of 12
Raisondetre
Contributor

Re: FNBO approved

 


@Credit4Growth wrote:

Nice approval!  

Big congratulations to you😃

It is always great to have 0% apr.




I have 0% with the new Discover card also but they always seem to hate me for no apparent reason. I must have wronged them in a past life or something Smiley LOL

Most Used
Amex Hilton Honors Aspire - $30K
Amex Hilton Honors Business - $10K
Amex Amazon Prime Business - $12.4K

Used sparingly or in sock drawer
X1 Visa - $27K
PenFed Gold Visa - $9K
NavyFed Cash Rewards - $5K
Care Credit - $20K
Walmart Mastercard - $2K
Tractor Supply card - $6K
Amazon Prime Synchrony Card - $10K
Home Depot card - $12K
PNC Points - $13K
FNBO Evergreen - $2.8k
Discover It Chrome - $2.8K
Discover it Cash Back - $1K
FNBO Visa Signature - $1K
Commence Bank Special Connections - $2K
WF Reflect - $4K

Fico scores September 2023
Equifax - 786
Experian - 770
Transunion - 776
Had scores in the 500s 5 years ago
Message 5 of 12
JoeLuvsHisCredit
Valued Contributor

Re: FNBO approved

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Message 6 of 12
cashorcharge
Community Leader
Super Contributor

Re: FNBO approved

That's terrific!! Congratulations on your approval!!

Message 7 of 12
M_Smart007
Legendary Contributor

Re: FNBO approved

Congratulations!

Message 8 of 12
Anonymous
Not applicable

Re: FNBO approved

Smiley Happy#FOTM

Message 9 of 12
MyFault
Valued Contributor

Re: FNBO approved

Congrats on your approval!




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Message 10 of 12
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