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BessTruman
Regular Contributor

FNBO

After reading all about how FNBO was so generous I decided to see if I would pre-qualify.  Well...I did..for $15,000.   I didn't accept at that time.  Then a week later I got an invite through the mail.   I typed in all the info and was approved for $5600.  lol    Oh well.   I hear it grows pretty quickly so I will wait and watch the growth.   My FICO scores across the board hover around 730.    UTIL is 15%.    

Message 1 of 15
14 REPLIES 14
CreditAggie
Community Leader
Super Contributor

Re: FNBO

Congratulations on your FNBO approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 15
M_Smart007
Legendary Contributor

Re: FNBO

Congratulations on your FNBO approval👍

Message 3 of 15
KingRue8500
Senior Contributor

Re: FNBO

Congrats on your FNBO approval




Message 4 of 15
Mr_Mojo_Risin
Senior Contributor

Re: FNBO

That's a sweet FNBO approval.

Congratulations!

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 5 of 15
Elpadrino1
Valued Contributor

Re: FNBO

Congratulations on your FNBO approval!!

Message 6 of 15
Anonymous
Not applicable

Re: FNBO


@BessTruman wrote:

After reading all about how FNBO was so generous I decided to see if I would pre-qualify.  Well...I did..for $15,000.   I didn't accept at that time.  Then a week later I got an invite through the mail.   I typed in all the info and was approved for $5600.  lol    Oh well.   I hear it grows pretty quickly so I will wait and watch the growth.   My FICO scores across the board hover around 730.    UTIL is 15%.    


Where did you hear that? Unless I have missed on that, this card doesn't grow much. Very rarely...only 1% of cardholders get CLI thru SP after 6 months or so, otherwise there would always be a HP for CLI. And if you have to burn a HP then you are better off applying a new card with any lender. Having said that, this card doesn't grow much unless you want to burn a HP every time and qualify for CLI....

 

Message 7 of 15
Sub16610
Established Contributor

Re: FNBO

Congratulations on your approval!

Message 8 of 15
Total80sKid
Senior Contributor

Re: FNBO

Congrats on your FNBO approval 🎉

Message 9 of 15
cashorcharge
Community Leader
Super Contributor

Re: FNBO

Congratulations on your FNBO approval!! 👏🏼🎉🍾

Message 10 of 15
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