Farm Bureau Bank not to be confused with Farmers insurance being the bigger company as they are different.
Bet I am the first to hit up this FI up on MF lol.. I have insurance with Farm Bureau TN. Anyways they have a bank that services about 20 states from various Farm Bureau Co-op's that you can join if you have insurance with them although didn't know this from my agent just bored on a Saturday and found out. So they have a World MC that kinda piqued my interest for whatever reason.
UW was a treat. Don't think they do any automatic approvals at all.. UW called me this morning(on cell phone) after unfreezing EQ with about 20 different questions making sure I am who I say I am and asked all kinds of other questions then said I should know back in 30 minutes.. He then called my office line that I put on my application after about 40 minutes to ensure it was me and I indeed work for said company. Anyways answer some more questions and he said I see that you have alot of available credit and I said yes, I like to keep my options open and purge higher APR card if you can give me a lower apr.. He eluded to I was going to be approved after I pryed it from him, about 5 mins later after getting off the phone got the approval email. Not sure what I was expecting for a limit, but it certainly isn't a bad limit or APR..2.99 APR for first 18 months then got the best apr at 12.x%. Wonder if we have any other MF members that have insurance with them.. BTW I am not a farmer either lol
Just felt like being different and testing another lender.
EQ approx 770-800 depending on score they pulled
AAoA 3+ years
income: 6 figures
Inquies on EQ: 22? (I swear I have like none on TU/Exp in the last year as no one pulls them in my state it is soooo frustrating, everyone wants EQ!!!!)
Congrats CC. Lets all join hsnds , get insurance and MF Stampede this thing We need new flavors
By the by, does Jacob wear khakis or sound hideous?😄
Congratulations on picking up a nice card with a great APR. 18 months at 2.99% APR is also really great. That's the first time I've ever seen that rate for that long.
This is a new one. Congrats!
Congrats @CreditCuriosity. Definitely a first for sure around these parts lol. I've never heard of them until this thread.
Very nice SL to boot!
Uh oh @FinStar might of found a future FI to go after .. I tried to research them prior to applying and could find nothing at all!
Rewards are actually pretty good 3x for Gas/Grocery and restaurants not to bad then 2% and so on
You've definitely found a gem. IIRC, you have to be a member or carry some of their products to apply without the restriction as a non-member. Hmmmm, I might consider them 😄
I've got a few little gems coming up, nothing like your unique one though. How do you like Farm Bureau as an insurance agency?
@FinStar you might have to grab a small policy of sorts for a few months LOL