cancel
Showing results for 
Search instead for 
Did you mean: 

Fidelity Rewards VISA Signature APPROVED

tag
citymunky
Established Contributor

Fidelity Rewards VISA Signature APPROVED

Well after recieving another Fidelity Rewards VISA Signature mailer inviting me to apply, I spend the last 2 weeks going over if I should apply or not. Truth is an acquaintance of mine posted about retirement plan about two years ago on Facebook and his post mention and showed potential earning of a Fidelity roth IRA with and without the Fidelity Rewards. Needless to say that post and others he later posted, inspired me to get my act together financially. 

 

Now I been in the garden for about 9 months now, waiting to get until 5/24 so I can join the Chase eco-system, however after reciveing my 2nd Fidelity Rewards VISA Signature mailer I couldn't shake the idea of biting the bullet and just applying, but for two weeks I ready to pass up on the offer and throw the mailer in the trash. 

 

However, thanks to @SouthJamaica who pointed out that the Fidelity card is greater priority for me (in the long game) than getting in with Chase. 

 

So I unfroze TU and EQ and pulled the tigger, after the longest 30 seconds of the application processing, I was APPROVED! $23.6K Smiley Surprised I was expecting a SL from like $2-4K, not $23.6K, that is over 3.5 times higher that my current highest limit with the apple card. I'm in total shock!!!

 

Screenshot 2023-09-23 195704.jpg

FYI - The sign-up offer is 0% APR for 18 billing cycles. (I really dont carry balances so that is a moot point).

       - Is was the 2nd mailer I recieved.  The 1st offer has SUB of $150. Link--> Fidelity offer with Bonus. Looking for Data Points  

 

@NoMoreDebt pointed out the pattern of Elan offering a SUB, than 0% APR, back to SUB, etc, etc. 

 

DP: They pulled EQ (FICO8=0 point loss/ VS3= 2 point loss)

Rebuilding since 2021


Closed CCs
USAA (Jul 2019| Settled CO), Jasper $1K CL (Jul21-Jul22), Sable $250CL{Secured} (Jan22-Jun23), CreditOne Platinum $750CL (Jul21-Aug23), Prosper $1.9K CL (Jan22-Apr24), Self $625 CL {$350 Secured } (Aug21-Jul24)

Starting FICO 8 Scores:
Current FICO 8 Scores:


Message 1 of 22
21 REPLIES 21
Jeffster1
Valued Contributor

Re: Fidelity Rewards VISA Signature APPROVED


@citymunky wrote:

Well after recieving another Fidelity Rewards VISA Signature mailer inviting me to apply, I spend the last 2 weeks going over if I should apply or not. Truth is an acquaintance of mine posted about retirement plan about two years ago on Facebook and his post mention and showed potential earning of a Fidelity roth IRA with and without the Fidelity Rewards. Needless to say that post and others he later posted, inspired me to get my act together financially. 

 

Now I been in the garden for about 9 months now, waiting to get until 5/24 so I can join the Chase eco-system, however after reciveing my 2nd Fidelity Rewards VISA Signature mailer I couldn't shake the idea of biting the bullet and just applying, but for two weeks I ready to pass up on the offer and throw the mailer in the trash. 

 

However, thanks to @SouthJamaica who pointed out that the Fidelity card is greater priority for me (in the long game) than getting in with Chase. 

 

So I unfroze TU and EQ and pulled the tigger, after the longest 30 seconds of the application processing, I was APPROVED! $23.6K Smiley Surprised I was expecting a SL from like $2-4K, not $23.6K, that is over 3.5 times higher that my current highest limit with the apple card. I'm in total shock!!!

 

Screenshot 2023-09-23 195704.jpg

FYI- :The sign-up offer is 0% APR for 18 billing cycles. (I really dont carry balances so that is a moot point).

DP: They pulled EQ. 


Congrats on the approval and the great CL!! 

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I
Message 2 of 22
JoeRockhead
Community Leader
Super Contributor

Re: Fidelity Rewards VISA Signature APPROVED

Nice SL, congratulations on your approval! 

Message 3 of 22
SouthJamaica
Mega Contributor

Re: Fidelity Rewards VISA Signature APPROVED


@citymunky wrote:

Well after recieving another Fidelity Rewards VISA Signature mailer inviting me to apply, I spend the last 2 weeks going over if I should apply or not. Truth is an acquaintance of mine posted about retirement plan about two years ago on Facebook and his post mention and showed potential earning of a Fidelity roth IRA with and without the Fidelity Rewards. Needless to say that post and others he later posted, inspired me to get my act together financially. 

 

Now I been in the garden for about 9 months now, waiting to get until 5/24 so I can join the Chase eco-system, however after reciveing my 2nd Fidelity Rewards VISA Signature mailer I couldn't shake the idea of biting the bullet and just applying, but for two weeks I ready to pass up on the offer and throw the mailer in the trash. 

 

However, thanks to @SouthJamaica who pointed out that the Fidelity card is greater priority for me (in the long game) than getting in with Chase. 

 

So I unfroze TU and EQ and pulled the tigger, after the longest 30 seconds of the application processing, I was APPROVED! $23.6K Smiley Surprised I was expecting a SL from like $2-4K, not $23.6K, that is over 3.5 times higher that my current highest limit with the apple card. I'm in total shock!!!

 

Screenshot 2023-09-23 195704.jpg

FYI- :The sign-up offer is 0% APR for 18 billing cycles. (I really dont carry balances so that is a moot point).

DP: They pulled EQ. 


Congratulations on the approval and the super starting limit.  Enjoy it.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 4 of 22
NoMoreE46
Community Leader
Senior Contributor

Re: Fidelity Rewards VISA Signature APPROVED

.

 

Message 5 of 22
GZG
Senior Contributor

Re: Fidelity Rewards VISA Signature APPROVED

whoa, somebody find me an elan mailer pls 

 

amazing approval, congrats!!

Starting FICO 8:
Current FICO 8:



4/6, 4/12, 8/24 new accounts
Message 6 of 22
Jeffster1
Valued Contributor

Re: Fidelity Rewards VISA Signature APPROVED


@GZG wrote:

whoa, somebody find me an elan mailer pls 

 

amazing approval, congrats!!


Me too. I have holdings with Fidelity. I could use this card. 😍

0% utilization
FICO 8 EX 829 EQ 839 TU 844
American Express Blue Cash Preferred 30K I American Express Blue Cash Everyday 25K I American Express Delta Skymiles 13.9K I American Express Schwab Investor Card 5K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | Wells Fargo BILT World Elite MC 30K I BMO Harris Cash Back MasterCard 12K | Capital One QS MC 12.5K I NFCU Flagship Rewards Visa 32K I NFCU Amex 28K | NFCU CashRewards Visa 20K I Citi Best Buy Visa 10K I Macy’s Amex 25K I Bread Financial American Express 15.5K I AAA Daily Advantage Visa Signature 8.5K I Saks Fifth Avenue World Elite MC 10.8K I Citi Dillard’s Visa 5K I JCPenney Mastercard 10K I Synchrony Premier Mastercard 10K I UCLA Wescom CU Rewards Visa 7K I Pottery Barn Visa 5K I PayPal Cash Back Visa 15K I MyWalgreens Mastercard 10K I TD Bank Double Up Visa 5K I USBank Cash Visa 5K I Gemini Bitcoin Mastercard 15K I
Message 7 of 22
Creditwiser
Valued Contributor

Re: Fidelity Rewards VISA Signature APPROVED

Very nice SL. Congrats on your Fidelity approval !

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 13K | Cap1 QS 12.5K | Barclay MC 20k | Delta Gold Amex 38K | Discover IT 20K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 8k |
Message 8 of 22
Invest4Rest
Contributor

Re: Fidelity Rewards VISA Signature APPROVED

Congrats!! 🚀🚀🚀 Awesome SL 😁




Message 9 of 22
Jordan23ww
Valued Contributor

Re: Fidelity Rewards VISA Signature APPROVED

Congratulations on your approval and excellent starting limit!

         


Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.