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Fidelity WORKING Backdoor Number-UPDATE-APPROVED

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Anonymous
Not applicable

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Great work! Enjoy your Fidelity Amex and give it a good workout!
Message 11 of 19
12njoy
Super Contributor

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

congrats

(Formerly known as: Credit is my hobby (1.6M)/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 12 of 19
CreditMagic7
Mega Contributor

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Nice effort with some really good people there to pull thru an approval.

 

Congrats!

Message 13 of 19
Anonymous
Not applicable

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Congrats on your approval and recon!

Message 14 of 19
Credit-hoarder
Valued Contributor

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Thanks everyone. That was the last card I app for for a little while--over the Summer at least-app season is over. By then a lot of the accts. I applied  for at the beginning of my rebuild will be 2 years old, and I'll be mortgage free! I will still be making attempts to pull CLI's from some of the more stubborn lenders I have like Discover, Wells Fargo Synchrony Wal Mart, Cap On QS-VS, and one or two others maybe...and there will be a few closures also...

 

.

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU

Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-

($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)

ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay

Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-

($2K) ll Total Rewards Visa-Comenity-($2.5K)

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 15 of 19
Anonymous
Not applicable

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Congrats!  Every Sr Anylist I've talked to has been very nice so far.

Message 16 of 19
chalupaman
Super Contributor

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Congrats!

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 17 of 19
heyitsyeh
Frequent Contributor

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED

Congrats! Glad they pulled through for you.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 18 of 19
Anonymous
Not applicable

Re: Fidelity WORKING Backdoor Number-UPDATE-APPROVED


@Credit-hoarder wrote:

Took the dive---denied. Does anyone have a GOOD number to a FIA analyst with the authority to overturrn decisions? UPDATE--APPROVED Fidelity AMEX for $5K. Finally reached a Sr. Analyst who manually reviewed my report, very cool guy! Turns out the computer flagged me for 2 old paid  court collections with my homes association from a maintenence dispute a few years (3 and 4) back and 1 paid judgement/collection with Capital One from several years (6) back. VERY GLAD indeed to have this card. Thanks to 12njoy and others who gave me the motivation to apply for it! Mods feel free to move to the appropriate topic area.

 

AMEX Blue Cash Evdy-($10K) ll Capital One Venture VS-($15K) Fidelity AMEX-($5k) ll Discover It-($6K) ll Wells Fargo Visa
-($6K) ll USAA Cash Rew. Visa-($13K) ll Chase Sapphire Prefereed VS-($5K) ll Capital One QS Visa Signature-($5K) ll OCCU

Beaver Visa-($1.5K) ll AMEX Green-(NPSL) ll Macy's store card-($2.8K) + $10K special accts.ll WalMartMastercard/Synchrony-

($2K) ll Synch/BP Store/Gas-($2.5K) ll Sears/Citi-($2k) ll Pay-Pal Smart Connect/Synchrony-($3.5K) ll Best Buy/Citi-($4K)

ll Sportsman's Guide Visa-($7.5K) ll Coldwater Creek M/C-($5.5K) ll Credit Union Visa-($2.5K) ll FNBO AMEX-($8K) ll Barclay

Rewards WMC-($2.5K) ll Chase Freedom-($1.5K) ll Camping World Good Sam Visa-($2.75K) ll Union Plus Mastercard/Capital One-

($2K) ll Total Rewards Visa-Comenity-($2.5K)

 


Thats GREAT news, congrats on your success !!!

Message 19 of 19
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