Re: Final Card Approval WPCU

Anonymous · ‎03-26-2014

Decided to move all my banking to a Credit Union. WHile I was opening up the account they asked if I wanted a Visa or Mastercard. I told them I just opened a bunch of line of credit and I didn't think I needed another card. He said he ould do a SP and give me an idea of what they could approve me for.

He came back with a $20,000 limit. 8.25% rate... Soooo.... Lol

I really am back in the garden now. Honestly probably need to stay there for a year.

coldnmn · ‎03-26-2014

Congrats! Awsome limit and rate. Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

Anonymous · ‎03-26-2014

Unreal... congrats on a great CU CC CL!

MsLadyRover · ‎03-26-2014

That's a great limit and rate! Congrats!!

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

alvon123 · ‎03-26-2014

Nice limit!!!!

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

diebadcredit6504 · ‎03-26-2014

Man that's awesome... Congrats!!!

EX - 522 (Oct 2013) 695 (May 2014)

TU FICO - 580 (Oct 2013) 680 (May 2014)

EQ - 509 - (Oct 2013) 672 (May 2014)

patrick00032001 · ‎03-26-2014

Congrats! Are you talking about Wright Patt Credit Union out of Dayton OH? I have heard great things about them! What bureau did they use?

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

yudeology101 · ‎03-26-2014

WTG Congrats on your approval! Very nice limit...and the APR, too!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

BigBS · ‎03-26-2014

@patrick00032001 wrote:
Congrats! Are you talking about Wright Patt Credit Union out of Dayton OH? I have heard great things about them! What bureau did they use?

Had the same question of which credit union it is. Congrats BTW!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

gdale6 · ‎03-26-2014

Grats on your new CU card

Final Card Approval WPCU

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Final Card Approval WPCU