cancel
Showing results for 
Search instead for 
Did you mean: 

Final Card approved with Data Points!

tag
Anonymous
Not applicable

Final Card approved with Data Points!

Promised myself I was gardening but I got an email invite to apply with a code before it was open to general applications, I signed up for the waitlist awhile ago. While the rewards are not great at all, I still feel this is an interesting and worthwile offer especially for those of us concerned with e-security and credit fraud. I applied on 4/28 and received an email yesterday requesting ID documents (likely because the many INQs I have). Supplied with the docs and woke up to an approval email this mornin. Data points below. Worth noting they pulled my EX TWO times! :/ 

 

Final Card

Starting limit: $5,000

APR: 18.50% (everyone gets the same)

Score: 690, AAoA: 11 months, INQs: 72, Utilization: 9%

 

Comment below if you have been approved and what starting limit. The highest I have seen is $5,000 so far perhaps the highest the offer at the moment. 

Message 1 of 12
11 REPLIES 11
CreditMagic7
Mega Contributor

Re: Final Card approved with Data Points!

Congrats! on the approval but what card is it?

Message 2 of 12
Anonymous
Not applicable

Re: Final Card approved with Data Points!

Thought the title said it all but re reading it in my mind I can see your confusion it is the Final Card. The card itself is called "Final Card" haha

Message 3 of 12
Anonymous
Not applicable

Re: Final Card approved with Data Points!

I applied on the 29th and there were 1M people ahead of me. What position were you in?

Message 4 of 12
Anonymous
Not applicable

Re: Final Card approved with Data Points!

Not sure when I got on the waitlist, I believe when it first came out. 

Message 5 of 12
Spotsy
Frequent Contributor

Re: Final Card approved with Data Points!

Congrats on the approval!!  It seems like a cool card for online purchases and re-occuring billing.  The rewards are OK, but I like the fact of different card numbers for online transactions...i see big value in that.  I was approved for $7K with EX @ 762.   Many inquries and AAoA is right at 2 years.  Time for me to garden as well!

FICO 8: TU:796 / EQ:814 / EX:804 as of 7/27/2025
Message 6 of 12
Anonymous
Not applicable

Re: Final Card approved with Data Points!

Are you going to cancel the card next year when the annual fee comes due?  Also, this is random and has nothing to do with the Final card, but are you not interested in the USAA Limitless card or do you live where it is not available? 

Message 7 of 12
AverageJoesCredit
Legendary Contributor

Re: Final Card approved with Data Points!

The name of this card leaves much to be desiredSmiley Wink
Message 8 of 12
AverageJoesCredit
Legendary Contributor

Re: Final Card approved with Data Points!

Oh sorry Ty, congrats though, 5k is 5kSmiley Happy
Message 9 of 12
Anonymous
Not applicable

Re: Final Card approved with Data Points!


@Anonymous wrote:

Are you going to cancel the card next year when the annual fee comes due?  Also, this is random and has nothing to do with the Final card, but are you not interested in the USAA Limitless card or do you live where it is not available? 



It is available, but USAA still has my account locked from reaching my "application limit" back in November, so yes definetly interested they just won't give the option to get it unfourtunately. 

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.