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Final Credit Card Approved

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Anonymous
Not applicable

Final Credit Card Approved

Got a email today that I will receive my code later today to apply. So few hours later I got the email I applied, went into review and few hours later my Experian score was pulled by them and 15min later I get a email stated I was approved. Yay! Lol.

Experian Fico score 677 (Lots of inquiries and new accounts) this is my last card for a while.

Got $4,000 limit. I wonder how there credit limit increases work. Anyone have a idea?
Message 1 of 41
40 REPLIES 40
Anonymous
Not applicable

Re: Final Credit Card Approved

What are my chances with a 617 FICO?
Message 2 of 41
Anonymous
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Re: Final Credit Card Approved

 Goats! What card? 

Message 3 of 41
AverageJoesCredit
Legendary Contributor

Re: Final Credit Card Approved

Lol, its called "Final" , so its quite confusing. Youd think it would be your Final card but the name leaves much to be desired, imho.

Congrats Op, nice limitSmiley Happy
Message 4 of 41
Anonymous
Not applicable

Re: Final Credit Card Approved

It's the Final Visa Credit Card. I see quite a few forums about it. It's through invitation only right. You have to get on there waitlist.

I am not to sure about a 617 Fico, I know on there website it says it's for good to excellent credit.
Message 5 of 41
Anonymous
Not applicable

Re: Final Credit Card Approved

lol I know when I put final in the title it made it seem like it was my final card. Maybe that's what there trying to state, lol. This would be the final card u will need. Idk haha
Message 6 of 41
Anonymous
Not applicable

Re: Final Credit Card Approved

Message 7 of 41
Creditplz
Valued Contributor

Re: Final Credit Card Approved

Email them ask to get bumped up the que, I got a email back in 2 hours with an invite... didn't apply cause the card seemed to be useless... 1% CB, $49 AF, 18.5% APR..
Message 8 of 41
Anonymous
Not applicable

Re: Final Credit Card Approved

I was thinking maybe in 11 months I could call to see if they will remove the annual fee or I'll close it. But even though I don't want to. I don't mind the annual fee as long as they treat me well with nice limits and so on. We'll see how it goes, can't wait to see how increases go with this card. I hope there good
Message 9 of 41
Spotsy
Frequent Contributor

Re: Final Credit Card Approved

I liked the Virtual Card concept, I heavily use it now  Not sure the card/concept will survive on its own, but if they merged with BlisPay and combined products...that would be cool.  AF is waived for  the first year.

 

P.S ... I got a one-time use code to bump to the top of the application queue if someone wants it. :-)

FICO 8: TU:813 / EQ:810 / EX:803 as of 5/28/2026
Message 10 of 41
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