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Final approval of 2023 and probably for a long while. Amex CS Platinum

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NoMoreDebt
Senior Contributor

Final approval of 2023 and probably for a long while. Amex CS Platinum

Went for the last card I have been eyeing in my sprint back in with Amex, the Charles Schwab version of the Platinum.  Pretty much a guaranteed to get card I would imagine for just about anyone who would want it. NPSL with a $15k POT limit and I think 27% APR. I didn't lock that into memory when looking at the online card agreement as I usually don't care since I don't carry a balance anyway.

 

This will likely be my last card for quite some time as we prepare to buy a acreage home and move sometime after the end of 2024. Off to the garden for a few years at least for me.

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 1 of 8
7 REPLIES 7
SouthJamaica
Mega Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum


@NoMoreDebt wrote:

Went for the last card I have been eyeing in my sprint back in with Amex, the Charles Schwab version of the Platinum.  Pretty much a guaranteed to get card I would imagine for just about anyone who would want it. NPSL with a $15k POT limit and I think 27% APR. I didn't lock that into memory when looking at the online card agreement as I usually don't care since I don't carry a balance anyway.

 

This will likely be my last card for quite some time as we prepare to buy a acreage home and move sometime after the end of 2024. Off to the garden for a few years at least for me.


Congratulations on your approval. 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 2 of 8
JoeRockhead
Community Leader
Super Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

Very nice, congratulations on getting one of your goal cards!

Message 3 of 8
CreditAggie
Community Leader
Super Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

Congratulations on your Amex Charles Schwab Platinum approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (July 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 4 of 8
coreyb80
Super Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

Congrats on the approval!

Message 5 of 8
BigBS
Senior Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

Congrats!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 6 of 8
M_Smart007
Legendary Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

Congratulations on your Approval 🎉

Message 7 of 8
cashorcharge
Community Leader
Super Contributor

Re: Final approval of 2023 and probably for a long while. Amex CS Platinum

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 8 of 8
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