Finally, Chevron CLI!

-Cal- · ‎08-13-2014

I opened this card back in Oct or Nov of 2013 and its been stuck at $300 (felt like Target). I've tried online multiple times with no luck, I even tried Credit Solutions via phone a few times with no luck. I was even denied an increase during a call where I received $12k on my Lowes.

I noticed in the mail that one of the reasons they listed were no auto installment loan history on my report. I paid my car off early, Ally goofed and added some lates, I called them about it and instead of removing the lates they removed the whole TL. Fast forward to a few weeks later in June I bought a beater car (Prius Plugin) and now that its reporting I was able to go from $300 -> $2,500 on my Chevron.

BTW I have heavy usage on my Chevron and always PIF because filling up one of my cars is easily over $100.

MissMoni223 · ‎08-13-2014

CONGRATS!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

CreditMagic7 · ‎08-13-2014

Man, considering (from everything i read up to now) that it's a Chevron CC which historically delves out extremely light SL's, i would say you finally broke the iceberg!

Congrats!

-Cal- · ‎08-13-2014

@CreditMagic7 wrote:
Man, considering (from everything i read up to now) that it's a Chevron CC which historically delves out extremely light SL's, i would say you finally broke the iceberg!

Congrats!

I feel like I should have asked for $3k or $5k. I'll call back in Dec or Jan and will try to go higher. Anyone have any insight into the highest limits for the basic Chevron cards?

coldnmn · ‎08-13-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

chalupaman · ‎08-13-2014

Nice. That's a really big CLI there. GE can be really great when it comes to that stuff automatically.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down

capitalkid · ‎08-13-2014

Last I knew

Chevron Store Card 2500 Max CL

Chevron Visa, 5K Max CL.

DH has Store version, its been open 4 years now and he reached max CL on it in August of 2013. Credit Solutions has told him thats the max for the store card. I apped for the Visa Side few months ago and got approved for 1500 CL, so we are hoping to grow my side after a few years and then let go of his Store side due to the low limit.

You are doing good!

s_haliz · ‎08-13-2014

Wow.....Superb.....Congrats!!!

TU FICO 850 | EQ FICO 850 I EX FICO 850

BearsAndTurtlesRtheBest · ‎08-13-2014

Congrats!!! Thats a nice bump from $300

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

bigDEElight · ‎08-13-2014

Congrats!

EQ: 706 TU: 716 EX: 708
Total: $91,700 | 2016 Goal: $95K | Utilization: 8%