Finally In With Amex! Delta Gold Approved!

daveg38 · ‎04-01-2021

Man, been waiting for my own Amex for awhile now. Try 22 years!

I did the prequal form - no dice.

I said, heck with it, I'm gonna cold app.

Got the Delta Gold w/ 70k SUB if I spend $2k in 3 months. Easy.

FICO shows 645. Almost 5yrs and 2 months post-BK. 31% util this month (92% on one card). 17 INQs. Six old baddies, earliest being 3.5 years ago.

Happy man right here!

Ch7 Discharge: 5/14/2016 | Target RedCard $900 | Merrick DYL $500

MartyWrite75 · ‎04-01-2021

Congratulations on your approval!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

FlaDude · ‎04-01-2021

Congrats on the approval, great SUB!

Scores: March 21 FICO 8: EX 810, TU 808, EQ 813
AoOA: closed: 36 years, open: 25 years; AAoA: 11.8 years
Amex Gold, Amex Green, Amex Blue, Amex ED, Amex Delta Gold, Amex Hilton Surpass, BoA Platinum Plus, Chase Freedom Unlimited, Chase Amazon, Chase CSP, Chase United Explorer, Citi AA Plat, Sync Lowes, Sync JC Penney - total CL 145k
Loans: Chase car loan (35k/6yrs 0.9%)

CreditAggie · ‎04-01-2021

Congratulations on your Amex approval!

Current Cards (in order of approval):

Current FICO 8 | 9 (April 2024):

Credit Age:

Inquiries (6/12/24):

Banks & CUs:

RickNATL · ‎04-01-2021

Congrats...hella nice SUB...

4sallypat · ‎04-01-2021

Very nice and congrats!

Welcome to the Amex family.

I am tempted with this Delta Gold card as well - 70K miles would be a R/T Delta One business class flight that I would love since I already have the Plat and use Delta as my preferred carrier ($200 annual), upgrades and access to Delta Sky Lounges.

AllZero · ‎04-01-2021

Congratulations on your approval!

ACN323 · ‎04-01-2021

Congrats on your Amex Delta Gold approval! It's a great card!

Started at 490 in Dec.18’'
EX8 740 EQ 756 TU 753
Discover IT $4.7k
Apple Card $2.5k
Amex BCE $10k
Amex Delta Gold $15k
Citi LL Bean $5.4k
Synch Adorama $2k
Chase Sapphire Preferred $8.4k

M_Smart007 · ‎04-01-2021

Congratulations on your Delta Gold approval! ...

MyFault · ‎04-01-2021

Congrats on your approval!

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