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Finally a limit I can work with

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parkbuilder
Regular Contributor

Finally a limit I can work with

After refinancing my wife's car with Notre Dame Federal Credit Union I applied for their Platinum Visa Rewards Card and was instantly approved with a $5k limit and 12% interest rate! Without a doubt my best card yet!


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 1 of 19
18 REPLIES 18
Pitt570
New Contributor

Re: Finally a limit I can work with

CONGRATS!!!.thats awsome

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K
Message 2 of 19
parkbuilder
Regular Contributor

Re: Finally a limit I can work with

Thank you, I have several other cards but have been stuck with $500-1500 limits and had to make multiple payments to minimize utilization and to use them like I wanted. To some $5k isn't a lot but it's a step in the right direction for me.


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 3 of 19
I-think-I-can
Valued Contributor

Re: Finally a limit I can work with

Congrats on the approval! Smiley Happy

Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Goal Scores: 760 across the board
Message 4 of 19
Anonymous
Not applicable

Re: Finally a limit I can work with

Congrats.  That $5k limit will cause other creditors to follow suit with decent CLIs and ICLs.

Message 5 of 19
parkbuilder
Regular Contributor

Re: Finally a limit I can work with

That would be nice!


Starting Score: TU 649 EX 632 EQ 603(6/15)
Current Score: TU 664 EX 666 EQ 637 (9/15)
Goal Score: 700


Take the myFICO Fitness Challenge
Message 6 of 19
Gmood1
Super Contributor

Re: Finally a limit I can work with

Congrats!!
Message 7 of 19
Dw4250
Valued Contributor

Re: Finally a limit I can work with

Lou Holtz and Knute Rockne would be proud!Smiley Wink  Congrats!

Message 8 of 19
alextercero
Super Contributor

Re: Finally a limit I can work with

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 9 of 19
Anonymous
Not applicable

Re: Finally a limit I can work with


@parkbuilder wrote:

After refinancing my wife's car with Notre Dame Federal Credit Union I applied for their Platinum Visa Rewards Card and was instantly approved with a $5k limit and 12% interest rate! Without a doubt my best card yet!


CONGRATS!!! Smiley Happy - It is such a GOOD feeling to obtain higher CL's, knowing very well there's more room to maneuver!!! Good Luck with your future endeavors!!!

Message 10 of 19
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