Finally ... approval from Cap One

[devineer1]

So.. I finally have my Cap One Sec card .. I wanna know what's thw best way to get that upgraded and how soon will they upgrade...

Now I have ...
WF Sec. $500
Cap One Sec $200
Finger Hut $600

Would you advise First Premier ... Who else is out there ...

Scores myFico
EQ 557
TU 601
EX 554

[Anonymous]

Congrats on the approval!!!

And we don't know your history as why your scores are low but I would garden and don't use no more than 30% total UTL and PIF every statement..  Your scores should be in the 600's in 6 months-1 yr.

[coldnmn]

Congrats! Thanks for sharing.  

[9CLINE]

+1 Dodge Tech

I would follow above advice and don't get the First Premier so you won't have all those fee assoc. w/ it, Since you already have a few cards to establish a good history on.

[Creditaddict]

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@devineer1 wrote:
So.. I finally have my Cap One Sec card .. I wanna know what's thw best way to get that upgraded and how soon will they upgrade...

Now I have ...
WF Sec. $500
Cap One Sec $200
Finger Hut $600

Would you advise First Premier ... Who else is out there ...

Scores myFico
EQ 557
TU 601
EX 554

---

NO... garden with your 3 and work on the baddies... you don't need more than 3 cards to build the best score.

[devineer1]

Thanks for the advice...

[uswala]

Congrats on the approval!

[Anonymous]

Congrats . I hate to be the one to tell you this but Capital one doesn't upgrad secured cards . Your stuck with it until your report is good enough to drop it .

[alvon123]

congrats

[Anonymous]

Nice Job, congrats