Finally did something I have been wanting to do for a long time!

[Anonymous]

After learning so much from myfico I applied for some new credit cards ranging from 1k to 13.5k, No annual fee credit cards, and cards with very low APRs. Now my 2 oldest small limit cards were a Capital One Secured card and  Credit one card. combined limits on both are $700, 24% and the annual fee coming up in January. Both cards haven't been touched in months. I finally decided to close them out as they served their purpose in getting my established. 

Cap 1 was pretty easy they didn't fight me just wanted to know why I wanted to close, told them about my better cards and that I already have a QS card with them.

Credit 1 was difficult to work with almost like they couldn't understand why I wanted to close my account. They offered me 18% for 6 months, 100 credit line increase, and a 40-50 dollar annual fee ( IDR)

I feel better knowing these cards are close. I was worried about something getting charged and me not noticing it.

[BlueRenew]

Congrats on your new cards.

[kdm31091]

Congrats!! I always feel better with accounts closed rather than SD too

[Kellan]

Congratz expecially with standing strong to Credit One

[SunriseEarth]

Congrats on moving on up!   Glad you could tell the rebuilders goodbye

[Anomalous]

Congratulations on "moving on up" 

[Anonymous]

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@SunriseEarth wrote:

Congrats on moving on up!   Glad you could tell the rebuilders goodbye

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Rebiller.

[gdale6]

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@Anonymous wrote:

After learning so much from myfico I applied for some new credit cards ranging from 1k to 13.5k, No annual fee credit cards, and cards with very low APRs. Now my 2 oldest small limit cards were a Capital One Secured card and  Credit one card. combined limits on both are $700, 24% and the annual fee coming up in January. Both cards haven't been touched in months. I finally decided to close them out as they served their purpose in getting my established. 

Cap 1 was pretty easy they didn't fight me just wanted to know why I wanted to close, told them about my better cards and that I already have a QS card with them.

Credit 1 was difficult to work with almost like they couldn't understand why I wanted to close my account. They offered me 18% for 6 months, 100 credit line increase, and a 40-50 dollar annual fee ( IDR)

I feel better knowing these cards are close. I was worried about something getting charged and me not noticing it.

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Grats, more power to you

[uswala]

Congrats!

[Anonymous]

Congratulations!