cancel
Showing results for 
Search instead for 
Did you mean: 

Finally in the AMEX Club!!

tag
Rudy1
Established Contributor

Finally in the AMEX Club!!

A little backstory a month ago I applied for a Amex Green which I was preapproved for they asked me for a bank letterhead and banks were closed so they canceled the application. 

So this month they opened up banks where I live so I decided to go and see the pre approval website. I was pre approved for most co brand and gold. I took a Delta Gold because I fly them quite a bit. I filled in everything and I am just waiting while that circle spins and then something pops up asking about adding an AU I said no. Then the circle spun spun again and I get worried then I see the message that makes it all worth it Congrats you are approved!!! I don't see a limit so I set up online account approved for $8,900. I am over the moon right now I just can not believe it. I expected like $1000-2000 if I was approved not $8900 but hey I am not saying no. I have learned so much here all of you are amazing and so helpful! I never would have thought my credit would be where it was today. So Thanks.

 

A quick update I want to give you guys some Data Points. HP on Experian here in NJ. Experian FICO 8 Score 734. Inquiries 36/24. Not inquiries sensitive to me. A lot to fall off this year. AAOA 9.1 years DTI 23% Will lower this soon. My credit usage is 8% this will also change soon. If there is any other DP I can provide let me know.

 

>
Goal Cards:
Message 1 of 40
39 REPLIES 39
AllZero
Mega Contributor

Re: Finally in the AMEX Club!!

Congratulations on your approval!
Message 2 of 40
M_Smart007
Legendary Contributor

Re: Finally in the AMEX Club!!

Congratulations on your approval! ...

Message 3 of 40
Rebuild2019
Valued Contributor

Re: Finally in the AMEX Club!!

Congrats 🎈🎊🎉 @Rudy1 on your Approval.

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards Plus | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | AAA Daily Advantage | US Bank Cash+ | Wells Fargo Reflect | Citi Costco Visa | One Pay Cash Rewards | BofA Customized Cash Rewards Visa Signature | Wells Fargo Personal Loan | NFCU Auto Loan
>Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |

BUSINESS CARDS: Amazon Business Prime AMEX
Message 4 of 40
Rudy1
Established Contributor

Re: Finally in the AMEX Club!!

Thanks!

>
Goal Cards:
Message 5 of 40
snickerpedia
Frequent Contributor

Re: Finally in the AMEX Club!!

Congrats!! welcome to the club


TU - 785
EX - 771
EQ - 779


Citi premier 13
CSP 29
X1 33.5k
/CIU 6k
Message 6 of 40
ChazzieT
Frequent Contributor

Re: Finally in the AMEX Club!!

Congratulations! 👍

Message 7 of 40
SweetCreditObsession
Valued Contributor

Re: Finally in the AMEX Club!!

Congratulations! 😀



(+102) | (+106) | (+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023





Message 8 of 40
CreditobsessedinFL
Established Contributor

Re: Finally in the AMEX Club!!

Congratulations and welcome to the Amex club!!!

Message 9 of 40
CreditAggie
Community Leader
Super Contributor

Re: Finally in the AMEX Club!!

Congratulations on your Amex Delta Gold approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (June 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 10 of 40
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.