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Finally in with Amex

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Anonymous
Not applicable

Finally in with Amex

Amex finally approved me got a starting limit of 18000. Which I'm suprise. It's my first Amex. It's also my highest limit card next to venture at 15000. Hmm maybe I should try discover.

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Finally in with Amex

Just tried discover. Still got denied. Grr

Message 2 of 14
Cookie2120987
Frequent Contributor

Re: Finally in with Amex

Congrats! Just got in today myself and you make my $2,100 look small....lol.
Message 3 of 14
Anonymous
Not applicable

Re: Finally in with Amex

Congrats! that's a very nice SL Smiley Happy. Would you mind sharing your stats?

Message 4 of 14
Anonymous
Not applicable

Re: Finally in with Amex


@Anonymous wrote:

Congrats! that's a very nice SL Smiley Happy. Would you mind sharing your stats?


Score 675-695  

cards

chase freedom 8400

credir one 1500 going to cancel when year is up

capital one quicksilver 8000

capital one venture 15000

capital one quicksilver 2000 (pced from platinum)

capital one quicksilver one 3000

barclay cash forward 1000

newest Amex everyday cash 18000

also applied for the green and waiting see if they approve me

also applied for discover it got denied

also applied for Citibank double cash got a can't give decision right away

all this from a 200 secured card from capital one back in March of 2015 and a car loan for 19400 from capital one in April 2015

now I still have the 19400 loan but no longer with capital one its with another bank and also have a 95000 car loan with patelco credit union

so pretty much all those credit card on my profile and 2 car loan income is stable 180k/year in 2015 I made 240k 60k is year end bonus

 

 

Message 5 of 14
Anonymous
Not applicable

Re: Finally in with Amex


@Cookie2120987 wrote:
Congrats! Just got in today myself and you make my $2,100 look small....lol.

I'm suprise they gave me 18000 on instant approval. I believe I tried maybe 4-5 times once every month and every time it's instant denial. Nothing is small it can build up. Weird your limit is lower when ur score is higher then me. Maybe it's income or cause I have the 15000 venture 8000 quicksilver and 8400 chase. I don't know. 

Message 6 of 14
Cookie2120987
Frequent Contributor

Re: Finally in with Amex

It's income for sure, my income is only $40,000 before bonuses and maybe $52,000 tops Smiley Happy
Message 7 of 14
willwar14
Valued Contributor

Re: Finally in with Amex

my guess is that you have a thick-ish credit profile? and some assets? my dads sl with amex was 25k with 740s scores. congrats!

CH7 FILED: 08/18/2022, DC: 01/23/2023
Message 8 of 14
Anonymous
Not applicable

Re: Finally in with Amex

Congrats! Just got in with AMEX as well!
Message 9 of 14
alextercero
Super Contributor

Re: Finally in with Amex

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 10 of 14
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