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Hades called me to tell me hell just froze over
Barbara Streisand call me to tell me that she just registered Republician
Payton Manning just called me to tell me he doesnt like pizza
and .............
Target just gave me a $300 CLI. New limit is (drum roll) $500
After 9+ years of having the card.
Congrats! Don't feel too bad, I opened mine in 2002 and finally got my first CLI June 2016 ($500) putting it back pretty much where it was when I opened it since they gave me a CLD one of the times it changed lenders! Had another $1000 in December and I am hoping for more either in a few days when my statement closes or at least by June. I've been letting balances of $150-600 post to the statement every month and pay in full, along with updating my income to the exact same number every month and it seems to finally be moving.
@rmm140 wrote:
I never understood the reason for a target credit card when they offer the 5% off with their debit card too. With such low CL's too, you couldn't even purchase a big ticket item. Crappy. I don't really shop at target often but I do have the target debit card just in case.
The debit card immediately pulls the funds from a checking account, though. I prefer to be able to decide when those funds come out, and it's good to have the float for nearly a month after the statment closes. For instance, my statement closes today. If I were to buy something tomorrow, payment would not be due until June 1st. Even though it's my smallest credit line, I find value in having it. I can't think of any "big ticket items" that Target carries that I wouldn't be able to find for less elsewhere so I'd just use another card. Electronics and furniture would be the only categories I can think of where they would even have items that could exceed my credit line. But for household items and sometime groceries, the card is fine for me. I don't use the card for non-Target purchases and always pay in full so I'm not stuck with their 23.40% for everybody APR.