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Fingerhut Approval

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CardHunter
Established Contributor

Fingerhut Approval

I know it's not a big boy card like most but I still feel very blessed by fingerhut giving me a 2nd. chance In this rebuilding process. They started me out with a $800 credit limit with a 588 FICO score 8 using Experian data (Ollo has me at 601 FICO Bankcard Score 9) That puts me at 3 rebuilding cards in the past 6 months.

 

Ollo Card - $2,000

Mission Lane Card - $1,000

Fingerhut (Webbank) - $800

 

My goal is to head to the garden for 6 months and then take a shot at the Walmart card. 

 

Message 1 of 26
25 REPLIES 25
SUPERSQUID
Valued Contributor

Re: Fingerhut Approval

I like fingerhut. granted their prices are on the high end but customer service is good and in my case i went from 500sl-2600 in one year. i pay at least double or more than the minimum payment. if you stay up to date with them and pay more than the minimum then they should give you frequent cli's.

 

PS- I want that walmart card too, 5 percent off. you might like the target red card too, also 5 percent off.

{ BK7 DC 12/2019 } target 1600/ kohls Visa 7000/ discover IT cb 6500 / 2nd discover IT cb 6000/mercury 4100 / firestone 2800 /legacy 3000 /first savings bank cc 3000/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4k, Penfed PCR signature visa 10k/ penfed gold 7.5k NFCU >signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization around 20 pct depending on my current usage/needs
Ficos in the 680 - 690 range, the 9's slightly higher than the 8's
My vantage scores 708 - 711
TCL - about 110k
Retired since 2017
Message 2 of 26
schsa210
Established Contributor

Re: Fingerhut Approval

Congrats on your Fingherhut approval!  I had this one before and had not issues with them.  Any positive credit is a good thing, so again, congrats and use it wisely.

~buried myself in the garden~
Message 3 of 26
coreyb80
Super Contributor

Re: Fingerhut Approval

Congrats on the approval!  That's a card that will definitely grow with responsible usage.  

Message 4 of 26
M_Smart007
Legendary Contributor

Re: Fingerhut Approval

Congrats on the Fingerhut approval!

Message 5 of 26
CreditAggie
Community Leader
Super Contributor

Re: Fingerhut Approval

Congratulations on your Fingerhut approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (April 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 6 of 26
Anonymalous
Valued Contributor

Re: Fingerhut Approval

Congrats! Achievements when you're building or rebuilding are important.

Message 7 of 26
collics
Established Contributor

Re: Fingerhut Approval

Congratulations! 🍾 FingerHut has helped many people with their rebuild!

BK 7 Discharged May 2014. Removal Feb 2024! Let the countdown begin!!
Last App: Apr 2023
Newest to Oldest:


FICO8s Dec 2019

FICO8s Oct 31 2023
Message 8 of 26
cashorcharge
Community Leader
Super Contributor

Re: Fingerhut Approval

Congratulations on your Fingerhut approval!! 👏🏼🎉🍾

Message 9 of 26
CreditMagic7
Mega Contributor

Re: Fingerhut Approval

Congratulations! 

Message 10 of 26
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