First Chase, FU :-)

[Anonymous]

After little over 3 years, a couple denials (not 5/24'd), I've opened 7 accounts in those first 2 years.  All but 3 cards are under 5/24 now, and got a pre screened letter from chase with the fixed %.

The starting balance is only $1,900, I have cards with 5-12k limits but my utilization is around 25% right now, happy to have a new card it's been almost a year since my last app.  I did add a auto loan (motorcycle), and my credit report calls it "other, recreational". 

Finally in the Chase fam.

edit, FICO 729, Vantage 726

[quikj9]

@Anonymous Congrats on your CFU approval! The CL Can grow with usage. 

[Mr_Mojo_Risin]

Sweet new! Congrats getting in with Chase, enjoy your new CC!

[Taurus22]

Foot in the door with Chase......Check.    Congrats!

[Anonymous]

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@Anonymous wrote:

After little over 3 years, a couple denials (not 5/24'd), I've opened 7 accounts in those first 2 years.  All but 3 cards are under 5/24 now, and got a pre screened letter from chase with the fixed %.

The starting balance is only $1,900, I have cards with 5-12k limits but my utilization is around 25% right now, happy to have a new card it's been almost a year since my last app.  I did add a auto loan (motorcycle), and my credit report calls it "other, recreational". 

Finally in the Chase fam.

edit, FICO 729, Vantage 726

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I will fully admit I read "Chase FU" as something completely different. 

Congrats!

[ChargedUp]

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@Anonymous wrote:

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@Anonymous wrote:

After little over 3 years, a couple denials (not 5/24'd), I've opened 7 accounts in those first 2 years.  All but 3 cards are under 5/24 now, and got a pre screened letter from chase with the fixed %.

The starting balance is only $1,900, I have cards with 5-12k limits but my utilization is around 25% right now, happy to have a new card it's been almost a year since my last app.  I did add a auto loan (motorcycle), and my credit report calls it "other, recreational". 

Finally in the Chase fam.

edit, FICO 729, Vantage 726

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I will fully admit I read "Chase FU" as something completely different. 

Congrats!

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LOL Me too!

Congrats on getting in with Chase OP!

[Total80sKid]

Congrats on your Chase FU approval 🎉

[CreditAggie]

Congratulations on your CFU approval!

[Anonymous]

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@Anonymous wrote:

After little over 3 years, a couple denials (not 5/24'd), I've opened 7 accounts in those first 2 years.  All but 3 cards are under 5/24 now, and got a pre screened letter from chase with the fixed %.

The starting balance is only $1,900, I have cards with 5-12k limits but my utilization is around 25% right now, happy to have a new card it's been almost a year since my last app.  I did add a auto loan (motorcycle), and my credit report calls it "other, recreational". 

Finally in the Chase fam.

edit, FICO 729, Vantage 726

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I would be calling to complain.  Is that the new annual fee? 

[gdale6]

Grats on your new Chase freedom card