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First Tech Approval!

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cashorcharge
Community Leader
Super Contributor

Re: First Tech Approval!

That's great!  Congratulations on your Approval!!

Message 11 of 18
Creditplz
Valued Contributor

Re: First Tech Approval!

No limit shift on the odyssey!! 75k total exposure with First Tech!! 

DP: 817 Experian Fico8, Total CL $690K+, 5 inq, utilization 1%. AAoA 3yr.

 

total CL will go up once I open up some cards with Navy again, took a hiatus from them back in 2017/18!

 

oh also for anyone applying to first tech, they verify income once a year from what the rep told me, so if you apply on 12/31/2020 you won't need to submit income docs again for any cc /Cli until 12/31/2022.

Message 12 of 18
AverageJoesCredit
Legendary Contributor

Re: First Tech Approval!


@Creditplz wrote:

No limit shift on the odyssey!! 75k total exposure with First Tech!! 

DP: 817 Experian Fico8, Total CL $690K+, 5 inq, utilization 1%. AAoA 3yr.

 

total CL will go up once I open up some cards with Navy again, took a hiatus from them back in 2017/18!

 

oh also for anyone applying to first tech, they verify income once a year from what the rep told me, so if you apply on 12/31/2020 you won't need to submit income docs again for any cc /Cli until 12/31/2022.


Awesome approvals @Creditplz Smiley Happy

 

Thats an interesting data point. Do they verify income every year just to keep the card?

Message 13 of 18
MartyWrite75
Valued Contributor

Re: First Tech Approval!

Congratulations on your approval!  

 

 

June 2025: Experian 772; Equifax 788; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

Message 14 of 18
M_Smart007
Legendary Contributor

Re: First Tech Approval!

Congratulations!

Message 15 of 18
Creditplz
Valued Contributor

Re: First Tech Approval!

They let you keep the card!!! Sorry I should've clarified!! 

for Cli / new card & loan requests the income verification is good for a whole year! (Aside from mortgage related products I assume).

Message 16 of 18
Cred4All
Valued Contributor

Re: First Tech Approval!

Congrats on another great addition!


Message 17 of 18
CreditAggie
Community Leader
Super Contributor

Re: First Tech Approval!

Congratulations on your First Tech approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (October 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 18 of 18
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