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First Tech Choice Rewards MC Approved

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Vegasr
Regular Contributor

First Tech Choice Rewards MC Approved

I've heard about First Tech FCU in the past but haven't seen much about them in here lately. I received a couple Pre-Approval offers from them in the mail the past few months but read they prefer applicants w/credit profiles opposite of mine. 
Figured I'd give it a try, as part of the pre-approval offer is they pay for the first year for me to become member, $10k-35k credit limit, plus 20K in Reward points after a certain spend and zero % balance transfer for 12 months. 
After applying last night it went to straight to pending. Well this morning I received the approval email with a $10k SL  🙂

 

Pulled EX, my inqs & new accounts were both  4/12, 4/24, and score in low-mid 700s


Hope the data points may help others.  

 

69F8068F-2BFA-441C-9EBC-763E3777771D.png

 

438ACBFE-348B-4B27-8C93-83CC82B5524B.jpeg

 

Embarrassing amount of credit cards
AoOA: 25yrs
Message 1 of 20
19 REPLIES 19
CreditAggie
Community Leader
Super Contributor

Re: First Tech Choice Rewards MC

Congratulations on your First Tech approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (December 2025):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 2 of 20
KingRue8500
Senior Contributor

Re: First Tech Choice Rewards MC Approved

Congrats on your First Tech Choice Rewards approval




Message 3 of 20
IntegerIntrovert
Frequent Contributor

Re: First Tech Choice Rewards MC Approved

Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.

Chase Amazon Prime $29000, Citi Costco $32000, US Bank Altitude Connect $40000, US Bank Smartly $35000
Message 4 of 20
JoeRockhead
Community Leader
Super Contributor

Re: First Tech Choice Rewards MC Approved

Very nice SL and 0% BT, congratulations on your approval!

Message 5 of 20
Vegasr
Regular Contributor

Re: First Tech Choice Rewards MC Approved


@IntegerIntrovert wrote:

Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.


Thanks!  I look forward to it growing over time. 

Embarrassing amount of credit cards
AoOA: 25yrs
Message 6 of 20
cashorcharge
Community Leader
Super Contributor

Re: First Tech Choice Rewards MC Approved

WooHoo!! Congratulations on your First Tech Approval!!👏🏼🍾🥂

Message 7 of 20
SouthJamaica
Mega Contributor

Re: First Tech Choice Rewards MC Approved

Congratulations on your approval.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 20
difringe
Established Contributor

Re: First Tech Choice Rewards MC Approved

OP, congratulations on the approval!  I'm hoping to join you in a couple of months!

 


@IntegerIntrovert wrote:

Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.


When you requested the CLI, was it a HP or SP?

Message 9 of 20
NoMoreDebt
Senior Contributor

Re: First Tech Choice Rewards MC Approved

congrats on the approval

AMEX CHARLES SCHWAB PLATINUM NPSL / AMEX GREEN NPSL/ AMEX BLUE BUSINESS PLUS $20000 CL/ FIDELITY REWARDS VISA $23,500 SL

SOCKDRAWER/ NFCU FLAGSHIP $40,000 CL/ NFCU MORE REWARDS $40,000/ WELLS FARGO AUTOGRAPH $8200/APPLE CARD $6500/DISCOVER IT $3000 SL/CITI COSTCO ANYWHERE VISA $6000 SL
Message 10 of 20
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