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I've heard about First Tech FCU in the past but haven't seen much about them in here lately. I received a couple Pre-Approval offers from them in the mail the past few months but read they prefer applicants w/credit profiles opposite of mine.
Figured I'd give it a try, as part of the pre-approval offer is they pay for the first year for me to become member, $10k-35k credit limit, plus 20K in Reward points after a certain spend and zero % balance transfer for 12 months.
After applying last night it went to straight to pending. Well this morning I received the approval email with a $10k SL 🙂
Pulled EX, my inqs & new accounts were both 4/12, 4/24, and score in low-mid 700s
Hope the data points may help others.
Congratulations on your First Tech approval!
Congrats on your First Tech Choice Rewards approval

Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.
Very nice SL and 0% BT, congratulations on your approval!
@IntegerIntrovert wrote:Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.
Thanks! I look forward to it growing over time.
WooHoo!! Congratulations on your First Tech Approval!!👏🏼🍾🥂
Congratulations on your approval.





























OP, congratulations on the approval! I'm hoping to join you in a couple of months!
@IntegerIntrovert wrote:Congrats, it's a great card. I barely used mine for 2yrs and at some point it was CLI'd to 15k, then 20k after I requested.
When you requested the CLI, was it a HP or SP?
congrats on the approval