Re: First Unsecured!

Anonymous · ‎09-08-2018

I've been creeping on this form for a few months now and I've used it to make some building credit moves. So far I have a secured credit card from my credit union (500 limit) which I got in May and the Discover IT secured card (200 limit) that I got in August and I just got approved for my first unsecured card which is the Amazon Store Card for an 800 limit, which I know isn't a lot but it's my first unsecured card and i'm super excited for it! My bank still doesn't have a fico score for me since my credit is new I guess but no more credit cards for me until my other two get unsecured!!!

Medic981 · ‎09-08-2018

Welcome to the myFICO forums!

Remember, any CC issued by a CCC is a sign that you are a risk they are willing to take in extending credit to you. Honor the terms you agreed to when applying for credit and your creditworthiness will grow in the eyes of creditors. Take care of your credit and your credit will take care of you.

Bank of America Cash Rewards Visa Signature : 8/17 : $11.2K APR 18.99%

SYNCB - Amazon Prime Store Card : 9/17 : $5K APR 28.24%

Synchrony Car Care : 9/17 APR 29.99%: $2.5K

Synchrony - Conoco : 9/17 : $1.55K APR 29.24%

American Express Everyday Cash : 7/18 : $20K APR 18.74%

Citi Bank Double Cash World Elite MasterCard : 8/18 : $6.5K APR 3.99%

NFCU Flagship Rewards Signature Visa : 11/18 : $25K APR 9.99%

Chase Sapphire Preferred Visa Signature : 10/19 : $8.2K APR 19.99%

PenFed Gold Visa Signature : 03/20 : $7.5K APR 16.49%

Bank of America Amtrak Guest Rewards Platinum Mastercard : 11/20 : $8K APR 18.99%

Synchrony Bank - CareCredit: 12/20 : $4K APR 26.99%

Synchrony Bank - Lowes: 7/21 : $7K APR 25.99%

Chase Freedom Unlimited Visa Signature : 10/21 : $12.3K APR 19.99%

Chase Southwest Airlines Rapid Rewards Priority Visa Signature

USAA Preferred Cash Rewards Visa Signature Card

Your FICO credit scores are not just numbers, it’s a skill.

Anonymous · ‎09-08-2018

Congrats on your approval. I hear the Amazon cards grow rapidly. Enjoy!!!

MrDFinance · ‎09-08-2018

Congrats on the Approval.... First unsecured feels so good...... and with it being a Amazon store card it's easy to get some nice value out of it

Pikaboo-icu · ‎09-08-2018

Welcome to My Fico!

Congrats on your new card...

And Holy Coincidence Batman, I just put DeadPool 2 in my blu-ray player. LOL

Anonymous · ‎09-08-2018

COngrats on your approval !!!!!

Anonymous · ‎09-08-2018

Haha, thank you! Enjoy the movie, it's great!

Cred4All · ‎09-08-2018

Congrats on the success and new approval!

MartyWrite75 · ‎09-08-2018

Congratulations on your unsecured card approval!

June 2025: Experian 772; Equifax 788; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $7,500 (Sock drawer) || Discover It: $17,400 || Cap One Savor One: $600 (Sock drawer) || AMEX BCP: $10,000 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $9,500 || Citi Custom Cash: $15,500 || Verizon VS Visa: $20,000 || Amex Hilton Honors: $12,000 || Amazon (Chase) Prime Rewards (VS): $9,500 || Citi Double Cash: $6,900

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 6/2026(ideally)
Total Utilization: 11%
Inquiries: Exp: (2) Trans: (1) Equif: (1)

SweetCreditObsession · ‎09-08-2018

Congratulations on the new account! ☺️

That $800 limit will grow quite nicely if you continue to practice good credit management habits. Best wishes on your rebuild.

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First Unsecured!

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First Unsecured!