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First app spree in years....Success!!

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Stanic413
Regular Contributor

Re: First app spree in years....Success!!


@SunriseEarth wrote:

Congrats!

 

Credit is a strange thing.  I got instant approval on Amex, but had to recon Cap One!   Oh well. 


That's crazy, guess you never know for sure what can happen.  Almost didn't recon Citi because I saw posts about how difficult it can be. 

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 11 of 14
Involver
Valued Contributor

Re: First app spree in years....Success!!

Nice cards, good persistence. Congrats!
Message 12 of 14
SunriseEarth
Moderator Emeritus

Re: First app spree in years....Success!!


@Stanic413 wrote:

@SunriseEarth wrote:

Congrats!

 

Credit is a strange thing.  I got instant approval on Amex, but had to recon Cap One!   Oh well. 


That's crazy, guess you never know for sure what can happen.  Almost didn't recon Citi because I saw posts about how difficult it can be. 


It's a good thing you did, and glad a manual review pointed out the nature of all the INQ for you!  Good work!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 13 of 14
Stanic413
Regular Contributor

Re: First app spree in years....Success!!

UPDATE: Success w/ Barclay.  Got an increase in score due to lower utlization so I called back Monday to reapply.  After several calls, the gentleman asked me if I had checked my reports.  I told him I had checked one and that I believed they only look at TU but I was willing to take the chance.  He asked which one I had checked stating he could pull from any of the 3.  Not sure which he pulled (yet), but got approved, $5k.  My app spree is complete, now to the garden!

18k10k7.6k10k10k5k5.6k1.7k2k
Federal CU PLOC: $5k
Scores, Dec. 2014- TU: 755 EX: 763 EQ: 757
Last App: 12/8/14. In the garden until Jan 2016, getting "mortgage" ready.
Message 14 of 14
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