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First app spree

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CreditMagic7
Mega Contributor

Re: First app spree

Very Well Done! Congrats! Smiley Happy

Message 11 of 17
-Wade-
Valued Contributor

Re: First app spree


@Anonymous wrote:

I recently raised my TU cs and decided to go on my first app spree. Prior to this I had one CC, a Cap1 mastercard with a $3750 cl.  I was pretty scared b/c I received a big, fat no from Walmart in Dec. To my surprise I received an instant approval on all three (and none pulled TU, lol).

 

BofA Better Balance - 2000 cl, pulled EX

Chase Freedom -2500 cl, pulled EX and EQ

Discover - 5300 cl, pulled EQ

 

CS: TU 758, EQ 752, EX 756  

HPs before spree:  1 on EQ & EX and 2 on TU

 

On a slightly unrelated note, my TU was significantly lower than my other two scores. I finally went over it with a fine-tooth comb and discovered that a baddie that should have aged off was not only still reporting, but was also reporting as placed for collection 6/2014! I contacted TU and they removed it the next day and my score went up 50pts.  Lesson learned, I’ll watch my credit report much more closely and not just my score.

 

Thanks guys, I couldn’t have done it without all the information I have learned and continue to learn on this board. My incessant stalking of these forums has finally paid off, lol.


Congrats on your success Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 12 of 17
alvon123
Super Contributor

Re: First app spree

congrats


Message 13 of 17
gdale6
Moderator Emeritus

Re: First app spree


@Anonymous wrote:

I recently raised my TU cs and decided to go on my first app spree. Prior to this I had one CC, a Cap1 mastercard with a $3750 cl.  I was pretty scared b/c I received a big, fat no from Walmart in Dec. To my surprise I received an instant approval on all three (and none pulled TU, lol).

 

BofA Better Balance - 2000 cl, pulled EX

Chase Freedom -2500 cl, pulled EX and EQ

Discover - 5300 cl, pulled EQ

 

CS: TU 758, EQ 752, EX 756  

HPs before spree:  1 on EQ & EX and 2 on TU

 

On a slightly unrelated note, my TU was significantly lower than my other two scores. I finally went over it with a fine-tooth comb and discovered that a baddie that should have aged off was not only still reporting, but was also reporting as placed for collection 6/2014! I contacted TU and they removed it the next day and my score went up 50pts.  Lesson learned, I’ll watch my credit report much more closely and not just my score.

 

Thanks guys, I couldn’t have done it without all the information I have learned and continue to learn on this board. My incessant stalking of these forums has finally paid off, lol.


Congrats on your mini spree Smiley Happy

Message 14 of 17
BUN
Established Contributor

Re: First app spree

I got Best Buy MC,2K Costco Amex,6.2K Barclay WMC,3K Friedman's,4K and a Visa from Redwood Credit Union with 9% APR.2K. I am in the garden for a year or so, then I'd like to go for some Chase cards and some more Amex revolvers! Congrats again! Smiley Happy

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
Message 15 of 17
kbailey1734
Valued Member

Re: First app spree

Congrats on your app spree approvals!

Message 16 of 17
BluePoodle
Valued Contributor

Re: First app spree

Congratulations!

CapOne $7500 | Discover $8500 | Amex ED $25K | Barclay SM $5700 | Chase Disney $500 | Chase Slate $5K | Target $3K | Hilton Amex $2K
Gardening Since 4/3/2017
Message 17 of 17
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