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I had to call in for my Discover and Amex a couple of months ago since my file was so thin, but now that my cards have started reporting I'm finally getting online approvals! 😊😊 I apped for a PRG and got approved, no need to call in! For a data point, my EX (according to Amex) is 718, only been with them for a month. I put down my annual income as $32k, and $10k-$14,999 for the asset part of it. I turned 18 a month ago, been an AU on my mom's Discover and Visa for a while, I think my AAoA is like 4 years 2 months now, and only 3 (Discover, Amex, and a denial from Chase) INQs.
Now I'm back to the garden for 2016. I've got all that I want now, so I'll let my lines grow and accounts age until Chase decides they want to let me in for a CSP. 😇
EDIT: Ugh I thought I posted in Approvals not Applications, mods please feel free to move this. I swear I'm just really blind, not stupid!!
Congrats on your success
Congrats on your establishment of credit! You have an advantage that most of us did not; you are starting out with the knowledge you need to be successful. Unfortunately, I feel that most of us started ont he forum by reading the Rebuilding threads.
Great job! Congrats!
Congrats! What a great start you've got for being just 18!
Congrats









GZ on your PRG
Very nice, congrats on your success !!