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First web approval!

tag
Anonymous
Not applicable

First web approval!

I had to call in for my Discover and Amex a couple of months ago since my file was so thin, but now that my cards have started reporting I'm finally getting online approvals! 😊😊 I apped for a PRG and got approved, no need to call in! For a data point, my EX (according to Amex) is 718, only been with them for a month. I put down my annual income as $32k, and $10k-$14,999 for the asset part of it. I turned 18 a month ago, been an AU on my mom's Discover and Visa for a while, I think my AAoA is like 4 years 2 months now, and only 3 (Discover, Amex, and a denial from Chase) INQs. 

 

Now I'm back to the garden for 2016. I've got all that I want now, so I'll let my lines grow and accounts age until Chase decides they want to let me in for a CSP. 😇

 

EDIT: Ugh I thought I posted in Approvals not Applications, mods please feel free to move this. I swear I'm just really blind, not stupid!! 

Message 1 of 8
7 REPLIES 7
myjourney
Super Contributor

Re: First web approval!

Congrats on your success

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 8
azguy13
Senior Contributor

Re: First web approval!

Congrats on your establishment of credit! You have an advantage that most of us did not; you are starting out with the knowledge you need to be successful. Unfortunately, I feel that most of us started ont he forum by reading the Rebuilding threads. 

Message 3 of 8
jacetx
Valued Contributor

Re: First web approval!

Great job! Congrats!

Message 4 of 8
Anonymous
Not applicable

Re: First web approval!

Congrats! What a great start you've got for being just 18!

Message 5 of 8
alextercero
Super Contributor

Re: First web approval!

Congrats

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 6 of 8
Anonymous
Not applicable

Re: First web approval!

GZ on your PRG 

Message 7 of 8
Anonymous
Not applicable

Re: First web approval!

Very nice, congrats on your success !!

Message 8 of 8
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