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Forgive me

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CreditExpressNJ
Established Contributor
‎06-23-2014 08:23 PM
‎06-23-2014 08:23 PM

Forgive me

I was suppose to be in the Garden  after a 3 month trip gardening i just messed up by applying for the Sams Club MC ... Least it was an immediate approval Smiley Happy ok limit for my US for it too $1800 ... Cheeerrsss

CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 1 of 13
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12 REPLIES 12
eddie84
Valued Contributor
‎06-23-2014 08:48 PM
‎06-23-2014 08:48 PM

Re: Forgive me

Gardening can be so hard sometimes (same for me lol). Anyhoo, congrats!
Message 2 of 13
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yudeology101
Senior Contributor
‎06-23-2014 09:20 PM
‎06-23-2014 09:20 PM

Re: Forgive me

Congrats on your approval!  From what i hear, it's a great card!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 3 of 13
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SunriseEarth
Moderator Emeritus
‎06-23-2014 09:22 PM
‎06-23-2014 09:22 PM

Re: Forgive me

@shaun2009 wrote:

I was suppose to be in the Garden  after a 3 month trip gardening i just messed up by applying for the Sams Club MC ... Least it was an immediate approval Smiley Happy ok limit for my US for it too $1800 ... Cheeerrsss

Congrats!



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Sephora VS $11900 | Belk MC $10000 | Rakuten AMEX $10000 | Wayfair MC $9500 |~~
Message 4 of 13
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CreditExpressNJ
Established Contributor
‎06-23-2014 09:39 PM
‎06-23-2014 09:39 PM

Re: Forgive me

For everyone curious it seems there no downgrade option anymore you either apply for one or the other so none of that if you do not qualify you get this one at least from what it seems like i didnt bother to read it...
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 5 of 13
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coldnmn
Mega Contributor
‎06-24-2014 02:47 AM
‎06-24-2014 02:47 AM

Re: Forgive me

Congrats! Thanks for sharing.

 

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 6 of 13
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Anonymous
Not applicable
‎06-24-2014 06:34 AM
‎06-24-2014 06:34 AM

Re: Forgive me

Congrats! Great new card.
Message 7 of 13
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gdale6
Moderator Emeritus
‎06-24-2014 11:24 AM
‎06-24-2014 11:24 AM

Re: Forgive me

@shaun2009 wrote:

I was suppose to be in the Garden  after a 3 month trip gardening i just messed up by applying for the Sams Club MC ... Least it was an immediate approval Smiley Happy ok limit for my US for it too $1800 ... Cheeerrsss

Grats on your new card Smiley Happy

Message 8 of 13
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CreditExpressNJ
Established Contributor
‎06-24-2014 11:49 AM
‎06-24-2014 11:49 AM

Re: Forgive me

Thanks everyone hopefully it grows as fast as all the others did with the new Synchrony Bank..
CH7 Filed (3/29/17) - 483 EX 516 EQ 517 TU Discharged (5/31/17) - 559 EX 538 EQ 501 TU Current (1/18/22) - 690 EX 683 EQ 671 TU
Current Cards

Message 9 of 13
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chalupaman
Super Contributor
‎06-24-2014 12:06 PM
‎06-24-2014 12:06 PM

Re: Forgive me

Cool! Congrats. Don't be so hard on yourself. I haven't even gotten near three months yet of gardening yet. 

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 10 of 13
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