Four strategic applications - 1 approval

[12njoy]

@CreditMagic7 

Thanks.  Yea there was zero chance of me delaying acceptance of this within seconds.

[CreditAggie]

Congratulations on your US Alliance approval and good luck with the Barclays app!

[Janneman]

Congrat, is this a bank or CU? Is open for everyone?

[babygirl1256]

Congrats on your US Alliance approval.

[zerofire]

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@Janneman wrote:

Congrat, is this a bank or CU? Is open for everyone?

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Officially a CU but the criteria is so loose almost anyone can join if they are paying attention.

[CYBERSAM]

Congrats on your approvals! 🤑👍

[SDMarik]

Grats on the approval! Good luck on the pending one!

[12njoy]

Thanks all.  Barclays went down like a ton of bricks.  Then I find out that I forgot to put EX back on ice after US Alliance so I got two (yes two) alerts that Barclays and Chase pulled EX.  So both did a double pull on me .  Well with that being said and I'm now in double digits on EX, I said what the heck and applied for Patelco after getting prequalified 15k @6.5%. Took another hit on EX for that one.  It's pending.  I feel like I'm back starting out again with these inq's lol.  I've added probably 8 inq's now in the last 9 months.  I was down to about 3 before all of this.  On another positive note, US Alliance called me to welcome me and congratulate me on the 20k card.  The rep said to let them know if I wanted to apply for anything else and if so, "if I did it today, it would not be another HP".  Actually the original HP is good for 30 days because I asked after she made the statement.  So I said I would like to apply for a LOC.  She asked how much and I said 15k.  She came back and asked if I would be willing to accept a counteroffer.  I said yes.  She submitted application with only asking how much and would I be willing to accept a counteroffer.  Got off the phone with her and within ten minutes, received an email with a 5k counteroffer to which I accepted.  Strangely though they asked for POI this time.  They didn't ask for POI on the 20k card though, but whatever, I uploaded last two paystubs and that's all she wrote. 

[CreditMagic7]

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@12njoy wrote:

Thanks all.  Barclays went down like a ton of bricks.  Then I find out that I forgot to put EX back on ice after US Alliance so I got two (yes two) alerts that Barclays and Chase pulled EX.  So both did a double pull on me .  Well with that being said and I'm now in double digits on EX, I said what the heck and applied for Patelco after getting prequalified 15k @6.5%. Took another hit on EX for that one.  It's pending.  I feel like I'm back starting out again with these inq's lol.  I've added probably 8 inq's now in the last 9 months.  I was down to about 3 before all of this.  On another positive note, US Alliance called me to welcome me and congratulate me on the 20k card.  The rep said to let them know if I wanted to apply for anything else and if so, "if I did it today, it would not be another HP".  Actually the original HP is good for 30 days because I asked after she made the statement.  So I said I would like to apply for a LOC.  She asked how much and I said 15k.  She came back and asked if I would be willing to accept a counteroffer.  I said yes.  She submitted application with only asking how much and would I be willing to accept a counteroffer.  Got off the phone with her and within ten minutes, received an email with a 5k counteroffer to which I accepted.  Strangely though they asked for POI this time.  They didn't ask for POI on the 20k card though, but whatever, I uploaded last two paystubs and that's all she wrote. 

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Best of luck on the .....pending Patelco Prequal. Congrats again on the extra with a LOC approval!

[12njoy]

@CreditMagic7 

Thank you my friend