Re: FourLeaf FCU Low Rate Mastercard SP $35K!

trant3 · ‎04-03-2025

Received a preapproval via email for FourLeaf's Low Rate MasterCard which said I was approved up to a $35k limit. There was the "Prescreening..." verbiage at the bottom so i knew they looked at my reports. I gladly accepted and to my surprise, I did not recieve any HPs. FourLeaf is formerly known as BethPage out of Long Island. I dont recall it being geofenced when I joined. The account finally popped up on my accounts after 4 days.

My FICOS are in the high 700s, LOL/24, income six figures.

Amex Bonvoy Brilliant $9k, Expedia OneKey $30k, Fidelity $23.5k, FNBO $15k, Universal Studios Visa $15k, FourLeaf FCU $35k, US Bank Cash+ 15k, Affinity FCU $10k, Sofi $15k, Venmo Visa $15k, AAA $11.9k, Apple $8.5k, Citi Custom Cash $21k, Citi Custom Cash #2$16k, Chase Amazon $3k, Chase Flex $13.6k, Chase IHG $1k, AMEX Hilton Aspire $28k, Chase Freedom $41.5k, NFCU Plat $50k, NFCU Flagship $30k, Discover IT $36.5k, Discover Miles $20k, BECU Visa $40k, Wells Fargo Active $11.3k, PenFed Promise $15k, PenFed Gold $20k, BoA AmeriCard $14k, BoA Cash $14k, Citi TY $8k

Varsity_Lu · ‎04-03-2025

Wow! Thats quite a starting limit for just a soft pull. Congrats!

FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

CreditMagic7 · ‎04-03-2025

coreyb80 · ‎04-04-2025

Congrats on the strong approval!

reluctantgarden · ‎04-04-2025

Congrats! I'm getting some CU FOTM vibes that I need to ignore lol

user979797 · ‎04-04-2025

Congratulations on your wonderful sl and approval 😊

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Mellon · ‎04-05-2025

Congratulations, thats a great starting limit

cashorcharge · ‎04-05-2025

Nicely done!! Congratulations on your Approval!!👏🏼🍾🥂

MsSecondChance · ‎04-06-2025

Big congrats on the soft pull new card and awesome SL!! 🥳

Ch 13 filed 6/2018
Ch 13 discharged 7/2024
TU 794
EX 796
EQ 806

AndySoCal · ‎04-06-2025

Per four leaf credit union web site $35000 is the maximum credit limit they offer. Congrats

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banking: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank Comerica Bank BMO US Bank Wells Fargo

FourLeaf FCU Low Rate Mastercard SP $35K!

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FourLeaf FCU Low Rate Mastercard SP $35K!