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GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

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mfinsmi1
Established Contributor

GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Ok so I went to open a checking account with them and they said they were going to run a TU F9 credit report soft pull. The lady comes back and said based on the soft pull we can approve you for 3,000 SL if you want more it will be a HP . I was like no thank you I will accept !

 

This is my first ever soft pull approval for a card - i wasn't planning on applying for any cards but how can i turn down a no hard pull approval

 

3x gas 2x groceries 1x everything else , i have other cards with similiar rewards  but its fine just pretty hyped about it. 

 

Note: I am from NY - eligibility is open to everyone outside of IOWA just need to call up 

Personal Cards (Over $100k):

Business Cards:

Rebuilding Starting Scores - December 2021

FICO SCORE 8 - Current 10/1/25

Stats: : 1/6; 1/12; 4/24 --- AAoA 5 YRS --- INQ: EX-3/TU-4/EQ-0
Message 1 of 7
6 REPLIES 6
Ilinferno
Established Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Definitely nice that it's a soft pull approval! Congrats!

Message 2 of 7
Credit4Growth
Senior Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Congratulations and way to go, SP - YES!
I wish many more FI would implement this practice of offering credit products for a SP when opening banking accounts.
Message 3 of 7
babygirl1256
Senior Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Congrats on your Greenstate Platinum Rewards approval.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 4 of 7
cashorcharge
Community Leader
Super Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

WooHoo!! Thanks for sharing the details and Congratulations on your Greenstate Approval!!👏🏼🍾🥂

Message 5 of 7
KingRue8500
Senior Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Congrats on your GreenState CU Platinum Rewards approval




Message 6 of 7
CreditAggie
Community Leader
Super Contributor

Re: GREENSTATE PLATINUM REWARDS - SOFT PULL APPROVAL

Congratulations on your Greenstate Platinum Rewards approval!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (January 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 7 of 7
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