Good day today - Interest decrease and Discover CL... - myFICO® Forums - 5644561

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Went home to check why Amex had send me some correspondance (USPS Informed Delivery) and found they had lowered the APR on one of my revolvers to 16.99%. I PIF anyway, so no big deal, but still felt good. Then just decided for kicks and grins to try for a Discover CLI since there's no HP unless you agree to it. $1k instant.

Amex Skymiles Reserve

Amex Skymiles Platinum

Amex Blue Cash Preferred

Bank Of America Preferred Rewards

Chase Freedom Unlimited

Discover Cash Back

Target Red Card

Capital One Savor

US Bank Altitude Connect

Synchrony Car Care

Chevron (Since High School)

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11 REPLIES 11

Nicely done! Congrats!!

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Congrats!!

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Great job Congrats

Chase-Freedom Unlimited 6,300 (12/2018)

Amex-Cash Magnet 1,000 (12/2018)

Georgia's Own CU-Platinum 500 (12/2018)

Home Depot 5,000 (05/2019)

Curae (Medical) 2,000 ((11/2019))

NFCU CashReward 1,100 (03/2020)

Discover IT 3,000 (11/2020)

(12/2018 REFI) 2017 Chevy Malibu -Ga's Own CU 60 months @ 3.49%

Y2K Home -PennyMac FHA 30/yr @ 3.875% (05/2019)

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Congrats!

Wells Fargo FICO® Score 9 based on Experian® data

Discover FICO® Score 8 based on TransUnion® data

Citi FICO® Bankcard Score 8 based on Equifax® data

Own It! | 1985 Camaro Berlinetta Starship!

Own It! | 1997 Jeep Wrangler Sahara

Own It! | 1977 Chevrolet Corvette

Navy Federal Credit Union 72 mos @ 4.79% bought in 2025 | 2024 RAM 3500 Cummins HO

Navy Federal Credit Union 72 mos @ 2.29% bought in 2022 | 2022 Hyundai Tucson Hybrid

Own It! | 2012 Fiat 500c

Chase Disney | $16,500

Chase Southwest Rapid Rewards | $10,500

Chase Marriott Bonvoy Boundless | $23,400

Amazon Prime Rewards Visa Signature Card | $29,500

United Gateway Mileage Plus | $23,300

Citi Diamond Preferred | $21,500

Citi AAdvantage | $13,400

Discover it Blue | $22,400

Amex Delta Platinum | $50,000

Wells Fargo Propel | $15,000

USAA Rewards | $20,000

Navy Federal CU Platinum | $50,000

BofA Royal Caribbean Visa Signature® Card | $28,500

Lowes Advantage AU on Wife's | $35,000 - My card | $25,000

PennyMac 9/2020 Refinance VA Mortgage 30 years @ 2.5%

HELOC on Main Home 7/2024 Discover Home Loans 15 years @ 8.61%

Vacation Lake Home and 2025 Retirement/Permanent Home bought in 11/2021 NFCU Mortgage 30 years @ 4.375%

Proud Air Force Veteran and last of the 'Buck' Sergeants

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Nice job snagging that lower APR!

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Congrats on your increase and apr reduction

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Congratz on the CLI

Making me wonder if I can get another if I should do another stab at the CLI before the statements end on the 16th.

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Congrats on your lower APR and Disco CLI!

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YOU...

CONGRATS @Dilbert934 on the auto AmEx APR reduction and the Disco "AJC Special CLI" times 2!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+

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