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Good day today - Interest decrease and Discover CLI

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New Contributor

Good day today - Interest decrease and Discover CLI

Went home to check why Amex had send me some correspondance (USPS Informed Delivery) and found they had lowered the APR on one of my revolvers to 16.99%.  I PIF anyway, so no big deal, but still felt good.  Then just decided for kicks and grins to try for a Discover CLI since there's no HP unless you agree to it.  $1k instant.

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11 REPLIES 11
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Valued Contributor

Re: Good day today - Interest decrease and Discover CLI

Nicely done! Congrats!!
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Frequent Contributor

Re: Good day today - Interest decrease and Discover CLI

Congrats!!

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Valued Contributor

Re: Good day today - Interest decrease and Discover CLI

Great job Congrats Smiley Very Happy










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Established Contributor

Re: Good day today - Interest decrease and Discover CLI

Congrats!

 

Minion Congrats.gif



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Valued Contributor

Re: Good day today - Interest decrease and Discover CLI

Nice job snagging that lower APR!




"Your ego is writing checks your body can't cash".
Message 6 of 12
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Moderator

Re: Good day today - Interest decrease and Discover CLI

Congrats on your increase and apr reduction 

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Frequent Contributor

Re: Good day today - Interest decrease and Discover CLI

Congratz on the CLI

 

Making me wonder if I can get another if I should do another stab at the CLI before the statements end on the 16th.

 

 

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Student Cash It | $3,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Future Potenital Cards
AOD 3%
Gas Card 4% or 5%
Dining & Enterainment 3%
Amazon 5%
USB Cash 5% (Cable and Phone)
BOA Cash Rewards (if it ever goes back to Mastercard)
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Senior Contributor

Re: Good day today - Interest decrease and Discover CLI

Congrats on your lower APR and Disco CLI! 




Message 9 of 12
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Valued Contributor

Re: Good day today - Interest decrease and Discover CLI

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on the auto AmEx APR reduction and the Disco "AJC Special CLI" times 2!!! 

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
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