Got BOA Secured Graduation with CLI ... without pain

[Anonymous]

FInally My first Secured Credit Card .. from BOA got Unsecured today .. 

I have been using the BOA secured card with CL 5000 since last 9 months.

after reading all posts here I thought of calling backdoor number .. The lady was very nice & supportive.. She got all Info from me. 

within less than 5 mins .. She thanked me from being a valued customer & she said she saw my other several credit cards on file.. 

She returned my Deposit in my BOA checking account Instantly.

On My request she upgraded my card to Travel rewards,

While again asking, I requested her If she could do CLI for the same.. she was hasitating a bit .. but after explaining that present limit is not sufficent She said ok ... I will do it to 8000.. 

Today was my day .. Early morning I got 3x CLI on DELTA AMEX from 5500 to 15000 & this .. 

Thanks to you all for your valueable advice .. 

[coldnmn]

Wow now that's a great day! Congrats! Thanks for sharing.

[Anonymous]

Thanks

[baller4life]

Woohooo congrats!! 9 month graduation AND $3k increase!! Sweet!

[Anonymous]

I m interested in Citi AA credit card.. 

4 months earlier I applied for BEST Buy Store card & was approved but same time they applied the store card & master card was declined.

That Time I only had 2 credit cards on file, both Secured.

What do you recommend, Shall I apply for citi AA card

Please advice 

In my Wallet:-

Boa 7000, capital One: 3300, Amex: 15000, Amex Green: NPSL, DISCOVER: 3000, Chase Freedom: 6000, Best Buy: 5000

Credit score: -

Experian: 731, TU: 723, EQ FICO: 649

[baller4life]

Have you tried their pre-qual site?

[Anonymous]

Yes I tried their Pre Qual link .. 

but it says NO 

Shall I wait .. ?

I m confussed, thats the reason I m not applying lol 

[FinStar]

Congrats! Thanks for sharing.

[efranklin23]

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@Anonymous wrote:

FInally My first Secured Credit Card .. from BOA got Unsecured today .. 

I have been using the BOA secured card with CL 5000 since last 9 months.

after reading all posts here I thought of calling backdoor number .. The lady was very nice & supportive.. She got all Info from me. 

within less than 5 mins .. She thanked me from being a valued customer & she said she saw my other several credit cards on file.. 

She returned my Deposit in my BOA checking account Instantly.

On My request she upgraded my card to Travel rewards,

While again asking, I requested her If she could do CLI for the same.. she was hasitating a bit .. but after explaining that present limit is not sufficent She said ok ... I will do it to 8000.. 

Today was my day .. Early morning I got 3x CLI on DELTA AMEX from 5500 to 15000 & this .. 

Thanks to you all for your valueable advice .. 

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COngrats on the CLI and conversion. Wait 6 more months with BofA and they'll give you an CLI

[FinStar]

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@Anonymous wrote:

Yes I tried their Pre Qual link .. 

but it says NO 

Shall I wait .. ?

I m confussed, thats the reason I m not applying lol 

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It could mean that they have no current offers for you at the moment.  You could wait or you can also apply for it.  The only way you'll know is when you apply.