@Anonymous wrote:
Just got off the phone with Lowes with a nice CLI of $4700. Started with $300 three months ago. TU score $685. FYI prior to this they told me NO 10 times!!!
Congratulations! I started with the same $300 limit and asked for them to raise it to $10,000, but they countered with a raise to $5,000. They have to know that $300 is almost useless as a CL. It took about a year before I got it. I used it for a few very small purchases at first and then, after being denied a couple of times, I just stopped using it. I recently did a CLI spree and they ended up being the biggest CLI I received.
Current - FICO 3/2019: EX(753); EQ(763); TU(749)
Beginning - FICO 7/2014: EX(630); EQ(608); TU(581)
Credit: Wells Fargo Home Projects Charge Card ($7,800); Wells Fargo Home Rebate Visa ($4,000); Capital One Quicksilver ($10,000); Capital One Venture ($6,000); Discover it ($7,900); Macy's ($20,000); BrandsMart ($4,000); Banana Republic ($1,200); Lowes ($12,000); Amex Everyday ($30,000); Macy's Amex ($15,000); Amex Platinum (NPSL); Citi Diamond Preferred ($9,000); Chase Freedom ($9,000); Wells Fargo Outdoor Solutions ($10,000); SunTrust HELOC ($25,000)
NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 30k | Delta Gold Amex 40K | Discover IT 25K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
